The future of advice
In a world transformed by AI and flooded with information, what’s the future hold for the advice industry?
Featured reports
TIAA Institute Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses appropriate for both technical and general audiences.
Retirement savings to retirement income: 401(k) participant perspectives
Few 401(k) plans include a means for participants to convert their savings into retirement income—yet the vast majority of participants desire this option.
Towards creating a sustainable U.S. healthcare system
Americans are living longer, straining hospitals and healthcare systems that are struggling to meet rising needs for care.
The immediate needs annuity and long-term care insurance
U.S. consumers who face high care costs late in life have limited options for insuring consumption or bequests. Could medically underwritten income annuities fill this need?
The life you save (for): Experiences dominate goods in motivating savings
Many people struggle to save for the future. Reframing the purpose of saving can help increase the motivation to save.
How longevity and health information shapes financial advice
How do professional advisors own longevity estimates influence the financial advice they provide—and do their recommendations change when given additional information about the health and longevity risks a client faces?
The intergenerational transmission of future-orientedness
“Future-orientedness,” defined as a collection of personality traits that influence variations in savings behavior across households, is a key determinant of wealth accumulation.
