New insights report

From longevity literacy to
longevity fitness

Our society is transforming, and fast. The biggest challenge—and the biggest opportunity—will be helping people improve not just the length of their lives, but also the extent of their health and wealth.

Most people share similar plans for retirement, but readiness varies widely by race and ethnicity

A new report from the TIAA Institute and Ipsos examines Americans’ financial preparedness across demographic groups.

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100 Years of Employee Benefits – a Timeline of Key Moments

Highlights include key points in time in public policy, employee benefits, Social Security, and at TIAA.

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In the news

The inflation experienced in 2022 impacted many Americans' financial well-being. The 2023 TIAA Institute-GFLEC Personal Finance Index describes the implications.

TIAA Institute Reports

Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses appropriate for both technical and general audiences.

February 2024

Comparing retirement savings behavior of HBCU and non-HBCU higher education employees

Higher education boasts near universal retirement plan coverage for its 2.5 million full-time employees. But does retirement savings behavior vary across different subsectors of higher education?

December 2023

A Multiple Employer Plans primer: Exploring their potential to close the coverage gap

Only about half of U.S. private sector workers are covered by an employer-sponsored retirement plan. As a result, roughly one-third of households rely exclusively on Social Security at retirement.

November 2023

The impact of health savings accounts on retirement income adequacy for future retirees

U.S. households are facing a $3.66 trillion aggregate retirement savings shortfall. How do health savings accounts (HSAs) affect retirement income adequacy?

October 2023

Can state policies reduce racial disparities in the time-to-degree? Examining the interconnected role of statewide articulation agreements with dual enrollment 

Many students take considerably longer than four years to complete a bachelor’s degree, incurring additional costs and delaying their entry into the workforce.

September 2023
Inequities in the golden years: How wealth shapes healthy and work-free life

For the most versus least wealthy individuals, how different is disability-free life expectancy at age 65 and how have those differences changed over time?