Financial literacy and retirement fluency

New insights for improving financial well-being

The 2024 TIAA Institute-GFLEC Personal Finance Index

From longevity literacy to longevity fitness

Our society is transforming, and fast. The biggest challenge—and the biggest opportunity—will be helping people improve not just the length of their lives, but also the extent of their health and wealth.

Most people share similar plans for retirement, but readiness varies widely by race and ethnicity

A new report from the TIAA Institute and Ipsos examines Americans’ financial preparedness across demographic groups.

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100 Years of Employee Benefits – a Timeline of Key Moments

Highlights include key points in time in public policy, employee benefits, Social Security, and at TIAA.

TIAA Institute Reports

Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses appropriate for both technical and general audiences.

April 2024

Financial Fragility, Financial Resilience, and Pension Distributions

Does planning for economic shocks, saving for short-term emergencies, and enhancing financial knowledge, reduce the likelihood of becoming financially fragile?

March 2024

What is the Employee Value Proposition for contingent/VITAL faculty?

The TIAA Institute has been building an important body of work to understand how best to recruit, retain, and engage professional staff at colleges and universities and, to a lesser extent, faculty too.

March 2024
Connecting mental and financial wellbeing: Insights for employers

The rise in reported employee mental health symptoms, particularly post-pandemic, underscores a growing crisis.

February 2024

Comparing retirement savings behavior of HBCU and non-HBCU higher education employees

Higher education boasts near universal retirement plan coverage for its 2.5 million full-time employees. But does retirement savings behavior vary across different subsectors of higher education?

December 2023

A Multiple Employer Plans primer: Exploring their potential to close the coverage gap

Only about half of U.S. private sector workers are covered by an employer-sponsored retirement plan. As a result, roughly one-third of households rely exclusively on Social Security at retirement.

November 2023

The impact of health savings accounts on retirement income adequacy for future retirees

U.S. households are facing a $3.66 trillion aggregate retirement savings shortfall. How do health savings accounts (HSAs) affect retirement income adequacy?