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New insights report

An unrecognized barrier to retirement income security: Poor longevity literacy

Planning, saving, and preparing for retirement is complex and a key factor in that complexity is the inherent uncertainty regarding how long one's retirement will last.

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In the news

The inflation experienced in 2022 impacted many Americans' financial well-being. The 2023 TIAA Institute-GFLEC Personal Finance Index describes the implications.

Title IX: 50 years of progress, but gaps remain

To mark the 50th the anniversary of Title IX, we are releasing new reports and research briefs on gender equality progress and gaps still to close.

TIAA Institute Reports

Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses appropriate for both technical and general audiences.

September 2023

Registered index-linked annuities in qualified retirement plans

Are registered index-linked annuities a more suitable choice than target-date funds as default retirement plan investments?

August 2023

Critical competencies for leading major institutional restructuring in higher education (aka Big Scary Change)

After 55 years of consistent growth, higher education enrollment started dropping in 2013, shifting institutions' underlying economic driver and creating the need for leaders to completely rethink how they have traditionally operated.

July 2023

Understanding financial vulnerability among Asians, Blacks, and Hispanics in the United States

What drives observed differences in financial vulnerability among Asians, Blacks, Hispanics, and Whites in the U.S.?

July 2023
Splurging after reaching your goal: How and when a used (vs. unused) account affects consumption behavior?

How does the relative amount remaining in an account influence the extent to which the account is used to buy non-essential items?