Want to know when you can retire?
Six decades of academic research shows income, not wealth, is the outcome that matters most.
In the news
The inflation experienced in 2022 impacted many Americans' financial well-being. The 2023 TIAA Institute-GFLEC Personal Finance Index describes the implications.
Title IX: 50 years of progress, but gaps remain
To mark the 50th the anniversary of Title IX, we are releasing new reports and research briefs on gender equality progress and gaps still to close.
TIAA Institute Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses appropriate for both technical and general audiences.
Fungibility in workplace benefits choices: Evidence from Health Savings Accounts
What motivates higher education workers to select a high-deductible health plan paired with a Health Savings Account (HSA)—and how do they use their HSAs?
Health Savings Accounts and life-cycle saving: Implications for retirement preparedness
How can workers combine Health Savings Accounts (HSAs) with other savings vehicles to improve retirement outcomes?
Saving and attitudes to the future
How do inter-temporal preferences and parental attitudes affect wealth accumulation and financial planning?
How and why do faculty benefits vary across four-year colleges and universities?
