Financial Literacy
Financial capability improves retirement outcomes
Financial literacy is as important as schooling in building wealth and retirement income. The TIAA Institute focuses on such issues as the importance of financial literacy, the financial literacy of all Americans, as well as special groups such as Hispanics, women and Gen Y.
TIAA Institute Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and general audiences.
TIAA Institute - GFLEC Personal Finance Index
Financial knowledge correlates strongly with financial outcomes. So what’s the state of the nation’s financial literacy?
The TIAA Institute-GFLEC Personal Finance Index (P-Fin Index) provides a comprehensive barometer of U.S. adults’ readiness to make sound financial decisions. The P-Fin Index is unique in its capacity to examine financial literacy across eight common financial activities: earning, consuming, saving, investing, borrowing, insuring, understanding risk and gathering information.
Explore Our P-Fin Index Research
The 2022 TIAA Institute-GFLEC Personal Finance Index
The 2021 TIAA Institute-GFLEC Personal Finance Index
The 2020 TIAA Institute-GFLEC Personal Finance Index
The 2019 TIAA Institute-GFLEC Personal Finance Index
The 2018 TIAA Institute-GFLEC Personal Finance Index
The 2017 TIAA Institute-GFLEC Personal Finance Index
Featured Researchers

GFLEC, The George Washington University

TIAA Institute