With TIAA, you’re with a financial partner that shares your values. For nearly 100 years, we’ve worked to make a difference in the lives of the people who power the nonprofit community. We’ve helped millions of customers live financially secure lives. And we’re ready for another century of serving.
With TIAA, your money works harder. That’s because our fund expenses and fees are generally half of the industry average1. Plus, TIAA has been recognized by Thomson Reuters Lipper as the Best Overall Large Fund Company2 for a record four straight years. So, what does this mean? Your money can go farther and so can you.
With TIAA, you receive guidance from day one. That’s because, we believe everyone should have guidance answering life's financial questions. From planning for homeownership to paying tuitions and living happily in retirement, we bring nearly 100 years of experience to every conversation. Let’s get started. Tell us, what’s important to you?
Since 1918, we've helped millions of people like you build secure financial futures. It's because we understand and specialize in the financial needs of people who work in the academic, government and nonprofit fields.
TIAA products may be subject to market and other risk factors.
1Applies to mutual fund and variable annuity expense ratios. Source: Morningstar Direct, December 31, 2015. The expense ratio on all mutual fund products and variable annuity accounts managed by TIAA-CREF is generally less than half the mutual fund industry average. 72% are less than half their respective Morningstar Universe average and 63% are less than half their respective Morningstar Universe median. Our mutual fund and variable annuity products are subject to various fees and expenses, including but not limited to management, administrative, and distribution fees; our variable annuity products have an additional mortality and expense risk charge.
2The Lipper Award is given to the group with the lowest average decile ranking of three years’ Consistent Return for eligible funds over the three-year period ended 11/20/12, 11/30/13, and 11/30/14 respectively. TIAA-CREF was ranked among 36 fund companies in 2012 and 48 fund companies in 2013 and 2014 with at least five equity, five bond, or three mixed-asset portfolios. Past performance does not guarantee future results.
The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your shares or accumulation units, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above.