Longevity and Lifetime Income

Achieving retirement income security across longer lifespans

The TIAA Institute explores how increasing longevity is transforming retirement planning and how people can create sustainable lifetime income. Our research examines retirement income strategies for potentially decades-long retirements, the role of guaranteed income in managing longevity risk, factors influencing decisions about converting savings into income, and approaches that help people plan effectively for extended lifespans and maintain financial security throughout retirement.

TIAA Institute Reports

Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and general audiences.