09.02.25

The four longevity risks to manage for a fit 100-year life

Research Brief

Summary

With one in three babies born today expected to reach 100, longevity fitness requires managing four interconnected risks: financial uncertainty, cognitive decline, physical deterioration, and social disconnection. Each risk demands specific strategies for a secure, fulfilling extended lifespan.

We cannot control how long we live, but we can shape how prepared we are. Longevity fitness means addressing four key risks to ensure a well-lived 100-year life.

Four interconnected risks that increase with age: Financial risk, Cognitive decline, Physical deterioration, and Social disconnection

Authors

Surya Kolluri

TIAA Institute

David P. Richardson

TIAA Institute

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