Student debt: Some women are more vulnerable than others

Insights Report

Women are more likely than men to borrow to help pay for college. Moreover, because their after-college earnings are lower than men’s, they may have to make bigger sacrifices to repay their loans. Black college-educated women are significantly more likely than their peers in other racial and ethnic groups to face this situation. Reducing the racial wealth gap and pay inequities, as well as offering better childcare options, would help alleviate the problem.

At all levels of education, Black women—who hold the highest levels of student debt—have the lowest earnings.

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Author

Sandy Baum

Urban Institute

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