From longevity literacy to
longevity fitness

Insights Report

Our society is transforming, and fast. The biggest challenge—and the biggest opportunity—will be helping people improve not just the length of their lives, but also the extent of their health and wealth.


Longevity is perhaps the greatest gift of our time and one we’ve almost come to take for granted. But as life-prolonging medical advancements proliferate, how do we help people improve not just the length of their lives, but also the extent of their health and wealth? In other words, how do we match people’s life span with their health and wealth spans? This report provides a blueprint, including individual and societal actions, for maintaining an aging population’s health, wealth and happiness.

Key Insights

  • Longevity fitness requires accruing three types of capital: social, health and financial.
  • Maintaining physically, emotionally, cognitively healthy lifestyles while in your 20s and 30s can substantially impact your quality of life in later years.
  • The key to long-term retirement security isn’t wealth, it’s income—specifically, ensuring you will maintain your standard of living in retirement and not run out of money.
  • The healthcare industry, nonprofits and governments will all need to play a greater role in helping people maintain good health as they age.
  • Large differences in typical life spans persist based on wealth, race and gender.

Longevity fitness might best be described as longevity
literacy converted into action.


The author analyzed several decades worth of government and industry data pertaining to longevity, health and retirement readiness, and then formulated recommendations for supporting the wide-ranging needs of an aging society.

Longetvity Literacy Among U.S. Adults
Surya Kolluri

TIAA Institute

Sign up for the TIAA Institute newsletter

Get the latest research and insights straight in your inbox

We are sorry.

The service that receives your request is unavailable at the moment. Please try again.