2023 Fellows Symposium — Enhancing financial wellness in retirement: Institutional and individual dimensions

The TIAA Institute and the Pension Research Council co-hosted a Fellows Symposium on steps individuals and institutions can take to boost financial wellness in retirement. The discussion centered on the behavioral dimensions of financial security, with six new research studies presented by leading scholars. 

Saving and attitudes to the futureOpens pdf
(Postlewaite, Knowles)

Understanding financial vulnerability among Asians, Blacks and Hispanics in the United States
Opens pdf
(Lusardi, Mitchell, Hasler, Sconti) 

Splurging after reaching your goal: How and when a used (vs. unused) account affects consumption behavior?Opens pdf
(Sharif, Yin)

Registered index-linked annuities in qualified retirement plansOpens pdf
(Ellis, Moenig, Volkman-Wise)

A closer look at fringe benefits for facultyOpens pdf 

What matters for annuity demand: Objective life expectancy or subjective survival pessimism?Opens pdf 
(Wettstein, Arapakis)

This symposium and the presented research are part of the TIAA Institute’s ongoing behavioral finance initiative, which examines how behavioral biases affect Americans’ financial security.