Retirement calculators & financial tools

Want help creating a budget? Calculating your needs for retirement? Saving for your children's education? TIAA's online tools can help you answer many important financial questions.

Most popular planning tools

Retirement Advisor

A powerful retirement calculator that helps you determine how much to save, how to invest, and how much income you’ll have.

Retirement Income Tools

Planning ahead can make a difference. Deciding on an income strategy now may help you get more from your savings when you retire.

Plan For Your Financial Goal(s)

A 60-second solution to estimate how much you may need to save in order to meet different financial priorities.


Let us help you prepare for these important retirement topics

Life Expectancy

Learn about the likelihood of you reaching a milestone birthday and understand how long your retirement savings should last you.

Social Security

When is the best time to take Social Security? Explore different scenarios and learn how to optimize your benefits.

Long Term Care Costs

Let us help you assess the risk of unexpected health care costs during retirement including home health care, assisted living and nursing home care.

More tools
  • Power of savings

    See how contributing a little more toward your retirement can add up to big savings later.

  • Risk Simulator

    Assess your tolerance for risk through simulations of past market performance.

Contact us

If you need help give us a call 

weekdays, 8a.m − 7p.m. (ET) 


This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommenation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor's own objectives and circumstances.

See information contained within the above tools and calculators for assumptions, approach and methodology.

Prior to rolling over, consider your other options. You may also be able to leave money in your current plan, withdraw cash or roll over the assets to your new employer’s plan if one is available and rollovers are permitted. Compare the differences in investment options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features, and tax treatment. Speak with a TIAA Consultant and your tax advisor regarding your situation. Learn moreOpens pdf .