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Your age helps determine whether you're eligible for an IRA, how you can contribute.
This helps determine whether you can contribute to a Roth IRA, or treat Traditional IRA contributions as tax-deductible.
This includes 401(k), 403(b), or 457(b) plans, for example. If you're not sure
whether you're eligible, contact your employer.
Example of employee-sponsored plans include 401(k), 403(b) or 457(b) plans.