TIAA- Should you Convert to a Roth IRA?

If you already have a Traditional IRA, you may be considering whether to convert it to a Roth IRA. One of the most important factors in the decision is what you expect your tax bracket to be in retirement. If you believe that your tax rate will significantly increase in retirement, it may be better to pay taxes now and convert to a Roth IRA . However, if you believe that your tax rate will be less in retirement, a Traditional IRA may the better choice. Use the calculator below to examine your own situation.

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The Roth Conversion calculator is for educational and illustrative purposes only; the results are purely hypothetical and are not a guarantee of specific outcomes. It is not meant to represent the performance or risk of any specific product and cannot be used to predict or project future investment performance. Higher rates of return are associated with higher risk.
You should always consult with your own tax advisors to evaluate your particular situation.
TIAA-CREF Individual & Institutional Services, LLC, Nuveen Securities, LLC, and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.