You should consider your other assets, income and investments before making any investment decisions. Contact your tax advisor regarding the tax impact of any decision regarding potential savings strategies. The tools and information on this webpage permit you to complete TDA calculations to determine the maximum deferral amount that can be contributed on a pre-tax basis, in accordance with the IRS limits based on the limitations outlined in IRC Sections 403(b), 415(c), and 402(g). The information derived from this tool is for illustrative purposes only and must not be regarded as a promise, projection or estimate of actual investment performance. Results are based on your inputs and certain hypothetical assumptions (as described in the tool) may have been made based on information you provided. This tool does not consider every factor you may wish to consider in making this determination, such as other assets, the need to pay down debt, source of the tax payment, other retirement accounts and contributions, your liquidity needs, and other financial considerations.
This material is for informational or educational purposes only and does not constitute investment advice under ERISA, a securities recommendation under federal securities laws, or an insurance product recommendation under state insurance laws or regulations. This tool is intended to provide you with information to help you make informed decisions. You should not view or construe the availability of this tool as a suggestion that you take or refrain from taking a particular course of action, as the advice of an impartial fiduciary, as an offer to sell or a solicitation to buy or hold any securities, as a recommendation of any securities transactions or investment strategy involving securities (including account recommendations), a recommendation to rollover or transfer assets to TIAA or a recommendation to purchase an insurance product. In making this tool and information available to you, TIAA assumes that you are capable of evaluating the information and exercising independent judgment. As such, you should consider your other assets, income and investments and you should not rely on the information as the primary basis for making investment or insurance product purchase or contribution decisions. The information that you may derive from this tool is for illustrative purposes only and is not individualized or based on your particular needs. This material does not take into account your specific objectives or circumstances, or suggest any specific course of action. Investment, insurance product purchase or contribution decisions should be made based on your own objectives and circumstances. The purpose of the tool is not to predict future returns, but to be used as education only. The assumptions underlying this tool are provided here and will change over time and from time to time. Contact your tax advisor regarding the tax implications. You should read all associated disclosures.
If you would like help or advice choosing investments, please call us at 800-842-2252. We are here to help.