You should consider your other assets, income and investments before making any investment decisions. Contact your tax advisor regarding the tax impact of any decision regarding potential savings strategies. The tools and information on this webpage permit you to complete TDA calculations to determine the maximum deferral amount that can be contributed on a pre-tax basis, in accordance with the IRS limits based on the limitations outlined in IRC Sections 403(b), 415(c), and 402(g). The information derived from this tool is for illustrative purposes only and must not be regarded as a promise, projection or estimate of actual investment performance. Results are based on your inputs and certain hypothetical assumptions (as described in the tool) may have been made based on information you provided. This tool does not consider every factor you may wish to consider in making this determination, such as other assets, the need to pay down debt, source of the tax payment, other retirement accounts and contributions, your liquidity needs, and other financial considerations.
You should not view or construe the tools and information as a suggestion that you take or refrain from taking a particular course of action, as the advice of an impartial fiduciary, or as an offer to sell or a solicitation to buy any securities or other investment property. In making the tools and information available to you, we assume that you are capable of evaluating the information and exercising independent judgment. You should not buy or sell any security or other investment vehicle or take any action with respect to your retirement assets without first considering whether it is appropriate for you based on your own particular situation. TIAA-CREF Individual & Institutional Services, LLC will not perform any suitability or other analysis to check, for example, whether a security or other investment property you select, or an action you take with respect to your retirement assets, is consistent with your investment objectives. If you would like help or advice choosing investments, please call us at 800-842-2252. We are here to help.