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It's time to re-invent retirement.

We're re-imagining how we work. See how we're embracing technology to simplify plan administration.

Don’t miss our new perspectives on these topics.

No one does lifetime income like TIAA

We launched lifetime income in 1918 and we’re still leading the way today. Together we can help Americans retire with security.

A shared promise

Retirement is full of unknowns. At TIAA we believe people deserve more predictability. Together, we can provide your employees a sense of security through monthly retirement paychecks1, assuring they’ll have income coming in as long as they live – guaranteed2.

TIAA TMRW Thought Leadership

Discover retirement security insights, expert discussions and actionable solutions for plan sponsors.

A better default creates better retirements

Eighty-four percent of employees leave money in the default investments. Help them, with a default that includes guarantees.

You can simplify your plan for your employees—and improve efficiency for everyone at the same time


Consolidating plans comes with countless benefits without limiting the investment choices you offer.

A default option designed for you

Customize your default plan to work for your needs.

TIAA Traditional* 

See how competitive interest rates are this month 

*TIAA Traditional is a fixed annuity issued by Teachers Insurance and Annuity Association of America (TIAA), New York, NY.

The markets are in constant motion

So are we. Get our take.

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Contact your TIAA relationship manager or our Administrator Telephone Center at 888-842-7782, weekdays 8 a.m. − 8 p.m. (EST).

1 Retirement paycheck refers to the annuity income received in retirement. Guarantees of fixed monthly payments are only associated with TIAA's fixed annuities.

2 Any guarantees under annuities issued by TIAA are subject to TIAA’s claims-paying ability. This material is for informational or educational purposes only and is not fiduciary investment advice, or a securities, investment strategy, or insurance product recommendation.

This material is for informational or educational purposes only and is not fiduciary investment advice, or a securities, investment strategy, or insurance product recommendation. This material does not consider an individual’s own objectives or circumstances which should be the basis of any investment decision.

Annuity contracts may contain terms for keeping them in force. We can provide you with costs and complete details.

TIAA Traditional is a fixed annuity product issued through these contracts by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY, 10017: Form series including but not limited to: 1000.24; G-1000.4; IGRS-01-84-ACC; IGRSP-01-84-ACC; 6008.8. Not all contracts are available in all states or currently issued.

TIAA RetirePlus® model portfolios are asset allocation recommendations developed in one of three ways, depending on your plan structure: i) by your plan sponsor, ii) by your plan sponsor in consultation with consultants and other investment advisors designated by the plan sponsor, or iii) exclusively by consultants and other investment advisors selected by your plan sponsor whereby assets are allocated to underlying mutual funds and annuities that are permissible investments under the plan. Model-based accounts will be managed on the basis of the plan participant’s personal financial situation and investment objectives (for example, taking into account factors such as participant age and risk capacity as determined by a risk tolerance questionnaire).

No registration under the Investment Company Act, the Securities Act or state securities laws – a model is not a mutual fund or other type of security and will not be registered with the Securities and Exchange Commission as an investment company under the Investment Company Act of 1940, as amended, and no units or shares of the model will be registered under the Securities Act of 1933, as amended, nor will they be registered with any state securities regulator. Accordingly, the model is not subject to compliance with the requirements of such acts, nor may plan participants investing in underlying investments based on the model avail themselves of the protections thereunder, except to the extent that one or more underlying investments or interests therein are registered under such acts.

TIAA RetirePlus Select® and TIAA RetirePlus Pro® are administered by Teachers Insurance and Annuity Association of America (“TIAA”) as plan recordkeeper. Transactions in the underlying investments invested in, based on the models, on behalf of the plan participants are executed through TIAA-CREF Individual & Institutional Services, LLC.

More information about TIAA RetirePlus model portfolios can be found at

TIAA RetirePlus®, TIAA RetirePlus Pro® and TIAA RetirePlus Select® are registered trademarks of Teachers Insurance and Annuity Association of America.