Corporate governance & leadership

We’re on a mission to help our customers reach their financial goals and our clients reach their full potential. We’re accountable to the people we serve and we’re set up to protect their interests.

Our history

TIAA and CREF have different governance boards

We've changed from TIAA-CREF to TIAA.  Although we're called TIAA now, CREF is still a big part of what we do.


TIAA was chartered in 1918 as a life insurance company serving not-for-profit employees.


TIAA establishes College Retirement Equities Fund to provide more investment options to our participants.


We've changed from TIAA-CREF to TIAA. As a single brand we offer more to our customers and clients.

Learn about TIAA and CREF Opens dialog
How we're structured

Our governing boards work to protect you

The TIAA and CREF Boards of Governors are comprised of the same seven individuals by charter. Trustees on the TIAA and CREF boards work largely through committees and shape TIAA and CREF policies. TIAA and CREF boards help keep us accountable. TIAA Board of Trustees helps assure the proper management of our organization, while the CREF Board of Trustees oversees our SEC-registered investment company.


TIAA Board of Governors
TIAA Board of Trustees
Committee of the TIAA Board


CREF Board of Governors
CREF Board of Trustees
Committees of the CREF Board of Trustees


Learn about our board election processes

The TIAA Board of Governors elects its own successors. It normally consists of seven members, including the TIAA president and CEO, with each member serving a seven-year term.  As required by its governing documents, the same seven members of the TIAA Board of Governors are the same seven members of the CREF Board of Governors.

The TIAA Board of Governors elects the TIAA trustees annually. Traditionally, TIAA participants — such as holders of TIAA individual life insurance policies and those with accumulations in the TIAA Real Estate Account — have been asked to express their preferences through an advisory vote. The TIAA Board of Governors then considers the vote and but is ultimately responsible for formally electing the Board of Trustees.

The CREF Board of Trustees is elected directly by CREF participants. Each participant has a number of votes equal to the dollar amount of his or her CREF accumulation and/or the calculated number of dollars supporting CREF’s annuity obligations to that individual if he or she is receiving annuity income. Participants vote at CREF’s meeting of participants in person or — more typically — by proxy (ballots mailed, phoned in, or cast online). Ballots and proxy statements are made available to participants shortly after they become eligible to vote.

The TIAA trustees are elected annually and the CREF Trustees are elected every four years, from a diverse pool of candidates.

The TIAA Board of Trustees is made up of 14 individuals, including TIAA’s president and CEO, who oversee the management of TIAA. The TIAA Trustees are independent except for TIAA's president and CEO.

The CREF Board of Trustees consists of 10 individuals who oversee the management of CREF. By policy, the positions of Chairman of the CREF Board of Trustees and Chief Executive Officer of CREF are held by different individuals.

Questions and inquiries regarding corporate governance should be sent to:

TIAA Board of Trustees


CREF Board of Trustees

c/o Office of the Corporate Secretary

730 Third Avenue

New York, NY 10017-3206


Our leadership team

A unique team of professionals with diverse backgrounds share a passion to lead TIAA. Our leaders guide us in fulfilling our commitments to our own people and to those we serve.

TIAA's family of companies

TIAA is a group of companies working for you

TIAA was founded in 1918 to help improve quality of life for teachers. We’ve grown into a Fortune 500 financial services organization with a diverse group of companies. That helps us serve customers and clients more effectively.

TIAA financial solutions

TIAA KaspickOpens in a new window

Endowment and Planned Giving Services

TIAA Trust
Personal and Institutional Trust Services

NUVEEN asset management

Nuveen Real EstateOpens in a new window
Real Estate Asset Management

Westchester Group Investment ManagementOpens in a new window
Agricultural Asset Management

Greenwood ResourcesOpens in a new window
Timberland Investment and Asset Management

Churchill Asset ManagementOpens in a new window
Alternative Credit