1For stability, claims-paying ability and overall financial strength, Teachers Insurance and Annuity Association of America (TIAA) and TIAA-CREF Life Insurance Company (TIAA Life) are one of only three insurance groups in the United States to currently hold the highest possible rating from at least three of the four leading insurance company rating agencies: A.M. Best (A++ rating affirmed as of July 27, 2023), Fitch (AAA rating affirmed as of August 22, 2023) and Standard & Poor's (AA+ rating affirmed as of September, 21, 2022) and the second highest possible rating from Moody’s Investors Service (Aa1 rating affirmed as of July 31, 2023).
Information & resources
We're an open book. Review TIAA annual reports and statements, SEC data filings and other information. Search for a resource or browse different categories below. If you can’t find what you need, please contact us for help.
How we operate
Browse our governance documents. While you’re at it, view our committee charters or read our code of ethics. Our compensation practices are also here for your reference.
- TIAA Restated CharterOpens pdf
- TIAA BylawsOpens pdf
- TIAA Emergency BylawsOpens pdf
- Governance Guidelines for the TIAA Board of TrusteesOpens pdf
- Conflict of Interest Policy of TIAA BoardOpens pdf
- CREF CharterOpens pdf
- CREF ConstitutionOpens pdf
- CREF BylawsOpens pdf
- CREF Emergency BylawsOpens pdf
- CREF Rules of the FundOpens pdf
- CREF Rules of the Fund (Colorado and Texas)Opens pdf
- TIAA-CREF Funds Audit and Compliance CommitteesOpens pdf
- TIAA-CREF Funds Executive CommitteeOpens pdf
- TIAA Investment CommitteeOpens pdf
- TIAA-CREF Funds Nominating and Governance CommitteeOpens pdf
- TIAA-CREF Funds Operations CommitteesOpens pdf
- CREF Oversight CommitteeOpens pdf
- TIAA Audit CommitteeOpens pdf
- TIAA Corporate Governance and Social Responsibility CommitteeOpens pdf
- TIAA Risk and Compliance CommitteeOpens pdf
- TIAA Human Resources CommitteeOpens pdf
- TIAA-CREF Funds Investment CommitteesOpens pdf
- TIAA Nominating and Governance CommitteeOpens pdf
- TIAA Real Estate Account Subcommittee of the TIAA Investment CommitteeOpens pdf
Annual reports & statements
View our full CREF, TIAA and TIAA-CREF annual reports, funds and account information, as well as our financials and proxy information.
- CREF Annual ReportOpens in a new window
- CREF Semiannual ReportOpens in a new window
- CREF Schedules of Investments as of 1st quarterOpens in a new window
- CREF Schedules of Investments as of 2nd quarterOpens in a new window
- CREF Schedules of Investments as of 3rd quarterOpens in a new window
- CREF Schedules of Investments as of 4th quarterOpens in a new window
- CREF Internal Control over Financial Reporting 2006Opens pdf
- TIAA Separate Account VA-1 Annual ReportOpens in a new window
- TIAA Separate Account VA-1 Semiannual ReportOpens in a new window
- TIAA Separate Account VA-1 Schedule of Investments as of 1st quarterOpens in a new window
- TIAA Separate Account VA-1 Schedule of Investments as of 3rd quarterOpens in a new window
- TIAA Separate Account VA-3 (TIAA Access) Statement of Additional InformationOpens in a new window
- TIAA Real Estate Account 10-Q: Period Ended March 31, 2023Opens pdf
- TIAA Real Estate Account 10-Q: Period Ended June 30, 2023Opens pdf
- TIAA Real Estate Account 10-Q: Period Ended September 30, 2022Opens pdf
- TIAA Real Estate Account 10-K: Period Ended December 31, 2022Opens pdf
- TIAA-CREF Life Insurance Company Code of Ethics for Senior Financial OfficersOpens pdf
- TIAA Quarterly Statement March 2021Opens pdf
- TIAA Quarterly Statement June 2021Opens pdf
- TIAA Quarterly Statement September 2021Opens pdf
- TIAA Annual Statement of Separate Account 2021Opens pdf
- TIAA Annual Statement 2021Opens pdf
- TIAA Annual Statement Investment Schedules 2021Opens pdf
- TIAA Audited Statutory-Basis Financial Statements 2021Opens pdf
- TIAA Quarterly Statement March 2022Opens pdf
- TIAA Quarterly Statement June 2022Opens pdf
- TIAA Quarterly Statement September 2022Opens pdf
- TIAA Annual Statement 2022Opens pdf
- TIAA Annual Statement Investment Schedules 2022Opens pdf
- TIAA Annual Statement of Separate Account 2022Opens pdf
- TIAA Audited Statutory-Basis Financial Statements 2022Opens pdf
- TIAA Quarterly Statement March 2023Opens pdf
- TIAA Quarterly Statement June 2023Opens pdf
- TIAA-CREF Funds Equity Funds Annual ReportOpens in a new window
- TIAA-CREF Funds Equity Funds Semiannual ReportOpens in a new window
- TIAA-CREF Funds Equity Index Funds Annual ReportOpens in a new window
- TIAA-CREF Funds Equity Index Funds Semiannual ReportOpens in a new window
- TIAA-CREF Funds International Fixed-Income Funds Annual ReportOpens in a new window
- TIAA-CREF Funds International Fixed-Income Funds Semiannual ReportOpens in a new window
- TIAA-CREF Funds Real Estate Securities Fund Annual ReportOpens in a new window
- TIAA-CREF Funds Real Estate Securities Fund Semiannual ReportOpens in a new window
- TIAA-CREF Funds Fixed Income Funds Annual ReportOpens in a new window
- TIAA-CREF Funds Fixed Income Funds Semiannual ReportOpens in a new window
- TIAA-CREF Funds Managed Allocation Fund Annual ReportOpens in a new window
- TIAA-CREF Funds Managed Allocation Fund Semiannual ReportOpens in a new window
- TIAA-CREF Funds: Equity & International Fixed-Income Funds Schedules of Investments as of 1st quarterOpens in a new window
- TIAA-CREF Funds: Equity & International Fixed-Income Funds Schedules of Investments as of 3rd quarterOpens in a new window
- TIAA-CREF Funds: Real Estate & Fixed-Income Funds Schedules of Investments as of 1st quarterOpens in a new window
- TIAA-CREF Funds: Real Estate & Fixed-Income Funds Schedules of Investments as of 3rd quarterOpens in a new window
- TIAA-CREF Funds: Managed Allocation Fund Schedule of Investments as of 1st quarterOpens in a new window
- TIAA-CREF Funds: Managed Allocation Fund Schedule of Investments as of 3rd quarter
- TIAA-CREF Lifecycle Funds Annual Report
- TIAA-CREF Lifecycle Funds Semiannual ReportOpens in a new window
- TIAA-CREF Lifecycle Funds Schedules of Investments as of 1st quarter
- TIAA-CREF Lifecycle Funds Schedules of Investments as of 3rd quarterOpens in a new window
- TIAA-CREF Lifecycle Index Funds Annual ReportOpens in a new window
- TIAA-CREF Lifecycle Index Funds Semiannual Report
- TIAA-CREF Lifecycle Index Funds Schedules of Investments as of 1st quarterOpens in a new window
- TIAA-CREF Lifecycle Index Funds Schedules of Investments as of 3rd quarterOpens in a new window
- TIAA-CREF Lifestyle Funds Annual Report
- TIAA-CREF Lifestyle Funds Semiannual Report
- TIAA-CREF Lifestyle Funds Schedules of Investments as of 1st quarterOpens in a new window
- TIAA-CREF Lifestyle Funds Schedules of Investments as of 3rd quarterOpens in a new window
- TIAA-CREF Life Quarterly Statement March 2021Opens pdf
- TIAA-CREF Life Quarterly Statement June 2021Opens pdf
- TIAA-CREF Life Quarterly Statement September 2021Opens pdf
- TIAA-CREF Life Annual Statement of Insulated Separate Accounts 2021Opens pdf
- TIAA-CREF Life Annual Statement of Non-Insulated Separate Accounts 2021Opens pdf
- TIAA-CREF Life Annual Statement 2021Opens pdf
- TIAA-CREF Life Audited Statutory-Basis Financial Statements 2021Opens pdf
- TIAA-CREF Life Quarterly Statement March 2022Opens pdf
- TIAA-CREF Life Quarterly Statement June 2022Opens pdf
- TIAA-CREF Life Quarterly Statement September 2022Opens pdf
- TIAA-CREF Life Annual Statement 2022Opens pdf
- TIAA‐CREF Life Annual Statement of Non‐Insulated Separate Accounts 2022Opens pdf
- TIAA‐CREF Life Annual Statement of Insulated Separate Accounts 2022Opens pdf
- TIAA-CREF Life Audited Statutory-Basis Financial Statements 2022Opens pdf
- TIAA-CREF Life Quarterly Statement March 2023Opens pdf
- TIAA-CREF Life Quarterly Statement June 2023Opens pdf
- 2023 TIAA Advisory Vote ResultsOpens pdf
- 2023 TIAA Advisory Vote BrochureOpens pdf
- 2022 Nuveen International Growth Fund Proxy StatementOpens pdf
- 2022 CREF Proxy StatementOpens pdf
- 2021 TIAA-CREF Large-Cap Growth Fund Proxy StatementOpens pdf
- 2021 TIAA-CREF Life Growth Equity Fund Proxy StatementOpens pdf
- 2020 TIAA Advisory Vote ResultsOpens pdf
- 2019 TIAA-CREF Funds Proxy StatementOpens pdf
- 2019 TIAA Separate Account VA-1 Proxy StatementOpens pdf
- 2019 TIAA-CREF Life Funds Proxy StatementOpens pdf
Ratings agency reports
TIAA and TIAA Life are one of only 3 insurance groups to hold the highest possible ratings from 3 of the 4 top ratings agencies1. Find our latest ratings agency reports below.
*The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly or implied, an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best’s Rating Reports are copyright © A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this web site are authorized to print a single copy of the Best’s Rating Report(s) displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited.
*Best's Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the AM Best web site, www.ambest.comOpens in a new window.
SEC data filings
Our interactive data filings are filed with the Securities and Exchange Commission in XBRL format, and are available here for a database upload.
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