Information & resources

We're an open book. Review TIAA annual reports and statements, SEC data filings and other information. Search for a resource or browse different categories below. If you can’t find what you need, please contact us for help.

Documents

How we operate

Browse our governance documents. While you’re at it, view our committee charters or read our code of ethics.

Governance documents

TIAA Restated Charter

TIAA Bylaws

TIAA Emergency Bylaws

Governance Guidelines for the TIAA Board of Trustees

Conflict of Interest Policy of TIAA Board

CREF Charter

CREF Constitution

CREF Bylaws

CREF Emergency Bylaws

CREF Rules of the Fund

CREF Rules of the Fund (Colorado and Texas)

CREF/VA-1 Audit and Compliance Committees

CREF/VA-1 Executive Committees

TIAA Investment Committee

CREF/VA-1 Finance Committees

CREF/VA-1 Nominating and Governance Committees

TIAA Audit Committee

TIAA Corporate Governance and Social Responsibility Committee

TIAA Risk and Compliance Committee

TIAA Human Resources Committee

CREF/VA-1 Investment Committees

TIAA Nominating and Governance Committee

CREF/VA-1 Products Committees

TIAA Real Estate Account Subcommittee of the TIAA Investment Committee

Board of Governors documents

Board of Governors of TIAA Charter

Board of Governors of TIAA Constitution

Board of Governors of TIAA Bylaws

Board of Governors Corporate Governance Guidelines & Code of Ethics

Code of ethics

TIAA-CREF Life Insurance Company Code of Ethics for Senior Financial Officers

Political Activity Disclosure Policy

TIAA Code of Conduct

Human Rights Statement

Documents

Annual reports & statements

View our full CREF, TIAA and Nuveen annual reports, funds and account information, as well as our financials and proxy information.

CREF Accounts

CREF Annual Report

CREF Semiannual Report

CREF Schedules of Investments as of 1st quarter

CREF Schedules of Investments as of 2nd quarter

CREF Schedules of Investments as of 3rd quarter

CREF Schedules of Investments as of 4th quarter

CREF Internal Control over Financial Reporting 2006

TIAA Accounts

TIAA Separate Account VA-1 Annual Report

TIAA Separate Account VA-1 Semiannual Report

TIAA Separate Account VA-1 Schedule of Investments as of 1st quarter

TIAA Separate Account VA-1 Schedule of Investments as of 3rd quarter

TIAA Separate Account VA-3 (TIAA Access) Statement of Additional Information

TIAA Real Estate Account 10-Q: Period Ended June 30, 2025

TIAA Real Estate Account 10-Q: Period Ended March 31, 2025

TIAA Real Estate Account 10-Q: Period Ended September 30, 2025

TIAA Real Estate Account 10-K: Period Ended December 31, 2024

TIAA-CREF Life Insurance Company Code of Ethics for Senior Financial Officers

TIAA Quarterly Statement March 2023

TIAA Quarterly Statement June 2023

TIAA Quarterly Statement September 2023

TIAA Annual Statement 2023

TIAA Annual Statement Investment Schedules 2023

TIAA Annual Statement of Separate Account 2023

TIAA Audited Statutory-Basis Financial Statements 2023

TIAA Quarterly Statement March 2024

TIAA Quarterly Statement June 2024

TIAA Quarterly Statement September 2024

TIAA Annual Statement 2024

TIAA Annual Statement Investment Schedules 2024

TIAA Annual Statement of Separate Account 2024

TIAA Audited Statutory-Basis Financial Statements 2024

TIAA Quarterly Statement March 2025

TIAA Quarterly Statement June 2025

TIAA Quarterly Statement September 2025

Nuveen Funds

Nuveen Funds annual reports & statements

Nuveen Life Funds

Nuveen Life Funds annual reports & statements

TIAA-CREF Life Insurance Company

TIAA-CREF Life Quarterly Statement March 2023

TIAA-CREF Life Quarterly Statement June 2023

TIAA-CREF Life Quarterly Statement September 2023

TIAA-CREF Life Annual Statement 2023

TIAA-CREF Life Annual Statement of Insulated Separate Accounts 2023

TIAA-CREF Life Annual Statement of Non-Insulated Separate Accounts 2023

TIAA-CREF Life Audited Statutory-Basis Financial Statements 2023

TIAA-CREF Life Quarterly Statement March 2024

TIAA-CREF Life Quarterly Statement June 2024

TIAA-CREF Life Quarterly Statement September 2024

TIAA-CREF Life Annual Statement 2024

TIAA-CREF Life Annual Statement of Insulated Separate Accounts 2024

TIAA-CREF Life Annual Statement of Non-Insulated Separate Accounts 2024

TIAA-CREF Life Audited Statutory-Basis Financial Statements 2024

TIAA-CREF Life Quarterly Statement March 2025

TIAA-CREF Life Quarterly Statement June 2025

TIAA-CREF Life Quarterly Statement September 2025

Company financials & proxy information

2025 TIAA Advisory Vote Brochure

2023 TIAA-CREF Funds Proxy Statement

2023 TIAA-CREF Life Funds Proxy Statement

2023 TIAA Advisory Vote Results

2022 Nuveen International Growth Fund Proxy Statement

2022 CREF Proxy Statement

2020 TIAA Advisory Vote Results

2019 TIAA Separate Account VA-1 Proxy Statement

Miscellaneous

TIAA and TIAA-CREF Funds Code of Ethics for Senior Financial Officers

Documents

Ratings agency reports

TIAA and TIAA Life are one of only 3 insurance groups to hold the highest possible ratings from 3 of the 4 top ratings agencies1. Find our latest ratings agency reports below.

Fitch Ratings rates TIAA AAA

Moody’s Investors Service rates TIAA Aa1

Standard & Poor’s rates TIAA AA+

A.M. Best rates TIAA A++*

*The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly or implied, an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best’s Rating Reports are copyright © A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this web site are authorized to print a single copy of the Best’s Rating Report(s) displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited. *Best's Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the AM Best web site, www.ambest.com.

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1For stability, claims-paying ability and overall financial strength, Teachers Insurance and Annuity Association of America (TIAA) is one of only three insurance groups in the United States to currently hold the highest possible rating from all four leading insurance company rating agencies: A.M. Best (A++ rating affirmed as of July 23, 2025), Fitch (AAA rating affirmed as of August 5, 2025), Standard & Poor's (AA+ rating affirmed as of August 27, 2025) and Moody’s Investors Service (Aa1 rating affirmed as of May 21, 2025).

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