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Your employer’s retirement plan may be one of the best ways to save for retirement
Start saving today, no matter where you are in your career. You’ll likely need 70 - 80% of your preretirement income to retire comfortably—and you’ll need that income as long as you live.
Retirement saving options for everyone
An easy way to save for retirement.You can start by enrolling in your employer's retirement plan, especially if they match what you put in.
Small business owners
We offer two options, SEP IRAs and SIMPLE IRAs, and both can serve as a way to save for retirement for you and your employees.
If your employer doesn’t offer a retirement plan, you can start saving on your own. You can also use our IRAs and Personal Annuities to save beyond your employer’s plan limits.
We work with you and your employer
Enroll in your employer’s retirement plan
1 Average account balance calculated from Plansponsor 403(b) and 457 Buyers Guide 2019, using assets and participants in 403(b) and 457 plans, as reported by TIAA and other survey respondents.
Any guarantees under annuities issued by TIAA are subject to TIAA’s claims-paying ability.
This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.