Why TIAA?
Take advantage of retirement savings with one of the world’s most ethical companies. Backed by 100 years of investing experience, here’s what TIAA offers you:
Quick & Easy
- You can open your IRA in just a few minutes
- Access your account on any device
Low or no fees
- No account opening or maintenance fees
- No minimums to open and invest
Tailored to you
- Customizable portfolio options including annuities, mutual funds, and full service brokerage 5,6
Advice & Support
- A team of experienced consultants that can help you every step of the way
Types of IRAs
Opening a Roth, Traditional or Rollover IRA?
Find the IRA option that's right for you and take advantage of the tax benefits. Not sure which one to pick? Decide which IRA is right for you.
IRA OPTIONS
Traditional IRA
Allows you to deduct your contributions starting this year. 2
IRA OPTIONS
Roth IRA
Contribute after taxes, but withdrawals are tax-free in retirement.
Consolidate your retirement accounts
Rolling other assets into a new IRA?
(pick a traditional or Roth option)
Rolling other assets into your existing TIAA IRA?1
Flexibility
Our IRAs give you flexibility and convenience – pick an option that works best for you
You can manage your own IRA or if you have more complex needs, TIAA's investment professionals can help you.
Do it yourself
- No minimum required to open an IRA account; no annual fees3
- A broad array of investment choices including pre-built portfolios
- Support at your fingertips – with online planning tools or by phone
- Fast and easy account opening
Managed for you3,4
- Investment minimum starting at $5,000
- Customizable investment options
- Tell us your goals and preferences and we do the rest
- Ongoing portfolio management to keep you on track
- Fast and easy account opening
Help Choosing
Which IRA is right for you?
Answer a few simple questions to find out which IRA may make sense for you.
First: How old will you be at the end of this year?
Your age helps decide if (and how much) you can contribute to an IRA.
Next: How do you file your taxes?
Take action
We're here to help you
Schedule a callback
Tell us when to call you.
1 Prior to rolling over, consider your other options. You may also be able to leave money in your current plan, withdraw cash or roll over the assets to your new employer’s plan if one is available and rollovers are permitted. Compare the differences in investment options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features, and tax treatment. Speak with a TIAA Consultant and your tax advisor regarding your situation. Learn more .
2 Income limitations may apply.
3 Other fees, expenses, and minimums do apply to an investment in a fund or variable annuity and are described in the prospectus.
4 TIAA managed account services provide discretionary investment management services for a fee.
5 Certain products and services are only available for eligible individuals.
6 Annuity account options are available through contracts issued by TIAA or CREF. These contracts are designed for retirement or other long-term goals, and offer a variety of income options, including lifetime income. Payments from the variable annuity accounts are not guaranteed and will rise or fall based on investment performance.
This material is for informational or educational purposes only and does not constitute investment advice under ERISA. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action investment.
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