This website is intended for institutional retirement plan sponsors and their consultants, registered investment advisers, and other related businesses. If you are looking for individual services, please visit

Investment Solutions for Plan Sponsors

Guide your employees to and through retirement with the help of our investment solutions.

Help employees secure a better future in retirement.

In-plan Annuities

TIAA fixed and variable annuities help people diversify their savings and build a comprehensive income plan in retirement.

Nuveen Funds

We offer a full range of innovative investment capabilities including real assets, alternatives and responsible investing1.

Managed Accounts

Retirement Plan Portfolio Manager2 provides your employees with a professional edge.

Default solutions

Elevate retirement plans with default solutions
from TIAA

84% of new employees at TIAA institutions are invested in the default, making this one of the most important decisions for the plan. Explore default investment options or qualified default investment alternatives (QDIA) that range from newer lifetime income strategies to familiar target dates*.

*TIAA Enterprise Analytics 2023

Lifetime income strategies

Better Savings. Income for Life.

TIAA RetirePlus®

A smarter custom model
strategy that can include
guaranteed lifetime income
using existing lineup.

Nuveen Lifecycle
Income CIT Series

A diversified TDF portfolio
with access to guaranteed
lifetime income and the
potential for lower fees.

*All plans except 403(b)

Familiar target dates

The retirement number.

Nuveen TIAA
Lifecycle CIT Series

Similar to Lifecycle Funds with
potential for lower fees and wider
array of investment strategies.

*All plans except 403(b)

Lifecycle Funds

TDFs with proven track record
and competitive fees with active
and passive strategies available.3

Investment solutions

Emphasize retirement readiness

TIAA RetirePlus and Nuveen Lifecycle Income CITs are a new crop of retirement offerings that provide guaranteed income in a solution that works like a traditional Target-Date Fund. They provide access to guaranteed lifetime income that can bolster retirement readiness by adding a TIAA fixed annuity into the glide path.


Allocating a portion of the portfolio to a TIAA fixed annuity can offer:

• A built-in option for guaranteed lifetime income

• Retirement income protected from market downturns

• Additional income amounts for long-term contributors4


Get in touch

Learn more about our investment solutions

Plan sponsors
  1. Responsible investing incorporates Environmental Social Governance (ESG) factors that may affect exposure to issuers, sectors, industries, limiting the type and number of investment opportunities available, which could result in excluding investments that perform well.
  2. The Retirement Plan Portfolio Manager program is a discretionary fee-based asset allocation advisory program provided by TIAA, FSB.
  3. Refinitiv Lipper Fund Awards Winner United States 2016 -2020, Best Mixed Assets Large Fund Family Group Over Three Years The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. Lipper Leaders fund ratings do not constitute and are not intended to constitute investment advice or an offer to sell or the solicitation of an offer to buy any security of any entity in any jurisdiction. For more information, see The Award is based on a review of risk-adjusted performance of 39 companies for 2016, 36 for 2017, 35 for 2018 & 2019, and 30 for 2020. The award pertains only to the TIAA-CREF mutual funds in the mixed-asset category.  Certain funds have fee waivers in effect. Without such waivers ratings could be lower. Past performance does not guarantee future results.
  4. TIAA may provide a loyalty bonus that is only available when electing lifetime income. The amount of the bonus is discretionary and determined annually.

Please note: As with all mutual funds, the principal value of a Lifecycle Fund isn’t guaranteed at any time and will fluctuate with market changes. The target date approximates when investors may plan to start making withdrawals. However, you are not required to withdraw the funds at that target date. After the target date has been reached, some of your money may be merged into a fund with a more stable asset allocation. Lifecycle Funds share the risks associated with the types of securities held by each of the underlying funds in which they invest. In addition to the fees and expenses associated with the Lifecycle Funds, there is exposure to the fees and expenses associated with the underlying mutual funds.

All guarantees are based on TIAA’s claims-paying ability.

You should consider the investment objectives, risks, charges and expenses carefully before investing. Please call 877-518-9161 or go to for current product and fund prospectuses that contain this and other information. Please read the prospectuses carefully before investing.

You should consider the investment objectives, principal strategies, principal risks, portfolio turnover rate, performance data, and fee and expense information of each underlying investment carefully before directing an investment based on the model. For a free copy of the program description and the prospectus or other offering documents for each of the underlying investments (containing this and other information), call TIAA at 877-518-9161. Please read the program description and the prospectuses or other offering documents for the underlying investments carefully before investing.

This material is for informational, educational or non-fiduciary sales opportunities and/or activities only and does not constitute investment advice (e.g., fiduciary advice under ERISA or otherwise), a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations to invest through a model or to purchase any security or advice about investing or managing retirement savings. It does not take into account any specific objectives or circumstances of any particular customer, or suggest any specific course of action.

No registration under the Investment Company Act, the Securities Act or state securities laws—the model is not a mutual fund or other type of security and will not be registered with the Securities and Exchange Commission as an investment company under the Investment Company Act of 1940, as amended, and no units or shares of the model will be registered under the Securities Act of 1933, as amended, nor will they be registered with any state securities regulator. Accordingly, the model is not subject to compliance with the requirements of such acts, nor may plan participants investing in underlying investments based on the model avail themselves of the protections thereunder, except to the extent that one or more underlying investments or interests therein are registered under such acts.

No guarantee – Neither the models nor any investment made pursuant to the models are deposits of, or obligations of, or guaranteed or endorsed by TIAA or their affiliates (except with respect to certain annuities sponsored by TIAA or its affiliates), or insured by the Federal Deposit Insurance Corporation, or any other agency. There is no guarantee that the underlying investments will provide adequate income at and through retirement and participants may experience losses. Participants should not allocate their retirement savings to the underlying investments unless they can readily bear the consequences of such loss.

Assets allocated to the underlying investments based on the model will be invested in underlying mutual funds and annuities that are permissible investments under the plan. Some or all of the underlying investments included in the model may be sponsored or managed by TIAA or its affiliates and pay fees to TIAA and its affiliates. In general, the value of a model-based account will fluctuate based on the performance of the underlying investments in which the account invests. For a detailed discussion of the risks applicable to an underlying investment, please see the prospectus or disclosure document for such underlying investment.

TIAA RetirePlus® model portfolios are asset allocation recommendations developed in one of three ways, depending on your plan structure: i) by your plan sponsor, ii) by your plan sponsor in consultation with consultants and other investment advisors designated by the plan sponsor, or iii) exclusively by consultants and other investment advisors selected by your plan sponsor whereby assets are allocated to underlying mutual funds and annuities that are permissible investments under the plan. Model-based accounts will be managed on the basis of the plan participant’s personal financial situation and investment objectives (for example, taking into account factors such as participant age and risk capacity as determined by a risk tolerance questionnaire).

TIAA RetirePlus® model portfolios are administered by Teachers Insurance and Annuity Association of America (“TIAA”) as plan recordkeeper. Transactions in the underlying investments invested in, based on the models, on behalf of the plan participants are executed through TIAA-CREF Individual & Institutional Services, LLC, member FINRA. TIAA RetirePlus® is a registered trademark of Teachers Insurance and Annuity Association of America.

SEI Trust Company (the “Trustee”) serves as the Trustee of the Nuveen/SEI Trust Company Investment Trust and Nuveen/ SEI Trust Company Investment Trust III and maintains ultimate fiduciary authority over the management of, and the investments made, in the Nuveen branded CITs. The Trustee is a trust company organized under the laws of the Commonwealth of Pennsylvania and a wholly owned subsidiary of SEI Investments Company (SEI). The CITs are trusts for the collective investment of assets of participating tax-qualified pension and profit-sharing plans and related trusts, and governmental plans as more fully described in the Declaration of Trust. The CITs are managed by SEI Trust Company, the trustee, based on the investment advice of Nuveen Fund Advisors, LLC, the investment adviser to the CITs. Please refer to the CIT landing page on (Collective Investment Trusts | Nuveen)Opens in a new window for more information.

A plan and/or fiduciary should consider the CITs’ objectives, risks, and expenses before investing. This and other information can be found in the Disclosure Memorandum. The CIT is not a mutual fund, and its units are not registered under the Securities Act of 1933, as amended, or the applicable securities laws of any state or other jurisdiction. Please refer to in a new window.