Retirement plans

You can call 800-842-2252 to speak to a financial consultant.
Get the Basics

Your employer’s retirement plan is one of the best ways to save for retirement

Start saving today, no matter where you are in your career. You’ll likely need 70 - 80% of your pre-retirement income to retire comfortably—and you’ll need that income as long as you live.
TIAA OPTIONS

Retirement saving options for everyone

Retirement plans

Employees

An easy way to save for retirement.You can start by enrolling in your employer's retirement plan, especially if they match what you put in.
RETIREMENT PLANS

Small business owners

We offer two options, SEP IRAs and SIMPLE IRAs, and both can serve as a way to save for retirement for you and your employees.
IRAs

Individuals

If your employer doesn’t offer a retirement plan, you can start saving on your own. You can also use our IRAs and Personal Annuities to save beyond your employer’s plan limits.
Take Action

Enrolling in your employer’s retirement plan

Retirement Plans

Enrolling

It's easy to enroll in your employer’s retirement plan.
Retirement Plans

Already enrolled?

Register for online access and see what’s next.

You can call us

We’re here to help.
800-842-2252
Weekdays, 8 a.m. – 9 p.m. (ET)
 

We can call you

Let us know when.
 
 

Discover more

Products

Maxed out your employer plan?

If you’ve maxed out contributions to your retirement plan, learn how an IRA can help you to save even more, tax deferred.
Products

Need to save even more?

If you’re already saving in a retirement plan and IRA, and are looking for additional retirement savings, consider a personal annuity.
Mutual Funds

Lifecycle funds

You can set your retirement date and our target-date funds help keep your investments on track.
Insights

Investing 101

Get the basics on investing concepts.
1 Source: LIMRA Secure Retirement Institute, Not-for-Profit Market Survey, fourth quarter 2016 results. Average assets per participant based on full-service business. Please note average retirement account balances are not a measure of performance of TIAA-CREF retirement offerings.
 
This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances.
 
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