Retirement plans

Call 800-842-2252 to speak to a financial consultant.
Get the Basics

Your employer’s retirement plan is one of the best ways to save for retirement

Start saving today, no matter where you are in your career. You’ll likely need 70 - 80% of your pre-retirement income to retire comfortably—and you’ll need that income as long as you live.
TIAA OPTIONS

Retirement saving options for everyone

RETIREMENT PLANS

Employees

An easy way to save for retirement. Start by enrolling in your employer's retirement plan, especially if they match what you put in.
RETIREMENT PLANS

Small business owners

We offer two options, SEP IRAs and SIMPLE IRAs, and both can serve as a way to save for retirement for you and your employees.
IRAs

Individuals

If your employer doesn’t offer a retirement plan, start saving on your own. You can also use our IRAs and Personal Annuities to save beyond your employer’s plan limits.
Take Action

Enroll in your employer’s retirement plan

Retirement Plans

Enroll

Enroll in your employer’s retirement plan.
Retirement Plans

Already enrolled?

Register for online access and see what’s next.

Give us a call

We’re here to help.
800-842-2252
Weekdays, 8 a.m. – 10 p.m. (ET)
 

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Discover more

Products

Maxed out your employer plan?

If you’ve maxed out contributions to your retirement plan, consider opening an IRA to save even more, tax-deferred.
Products

Need to save even more?

If you’re already saving in a retirement plan and IRA, and are looking for additional retirement savings, consider a personal annuity.
MUTUAL FUNDS

Lifecycle funds

Set your retirement date and our target date funds help keep your investments on track.
Insights

Investing 101

Get the basics on investing concepts.
1 Source: LIMRA Secure Retirement Institute, Not-for-Profit Market Survey, third-quarter 2015 results. Average assets per participant based on full-service business. Please note average retirement account balances are not a measure of performance of TIAA-CREF retirement offerings.
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