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Three tips to get started financially
Manage your personal finances now and prepare for the future at the same time.
Prioritize and pay it down
Manage day-to-day expenses while paying down debt and saving for goals that are further out.
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Take the time to do some research and talk to friends, family and coworkers to understand your options.
Remember retirement
It's smart to start saving early and to get any match your employer offers.
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Your personal finances
Know what you have. Know what you want. Learn how to get there.
Why TIAA
Meet Brandi
“It’s important to have a financial discussion with your family early. Because at some point it’s too late.” – Brandi Riley
Why TIAA
Customer stories
Learn how some of TIAA’s youngest customers are meeting their financial goals.
“It’s never too early to begin preparing for your future.”
Research assistant
Participant since 2015
Participant since 2015
“The money you save when you’re youngest is what’s going to pay off later.”
Social worker
Participant since 2013
Participant since 2013
“I started saving now so that the rest of my life can be set up for success.”
Resident coordinator
Participant since 2012
Participant since 2012
Insights
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Your Top Money Priority
What portion of your pay do you save
Insights
More information to help you get started financially
- Transitioning from graduate school to career
- The top 10 mistakes millennials make with their money
- Pick a budget, any budget
- Use our budgeting worksheet
- How much of my income should I save every month?
- The secret to effortlessly grow your savings account
- How to start an emergency fund
- Six steps to reduce debt
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Why TIAA
"Financial well-being is not about the size of your paycheck."
Roger Ferguson, CEO
This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances.
These quotes describe the circumstances and experiences of specific participants from one or more of the companies in the TIAA organization (“TIAA”). It may not be representative of the experience of other TIAA customers and is not indicative of future performance or success. Individual results and experiences will vary.
1 Deposit and lending services and products are provided by TIAA Direct®, a division of TIAA-CREF Trust Company, FSB. Member FDIC. Equal Housing Lender 
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