Starting your financial life

Call 800-842-2252 to speak with a financial consultant.
Get the basics

Three tips to get started financially

How to manage your personal finances now and prepare for the future at the same time.

Prioritize and pay it down

Manage day-to-day expenses while paying down debt and planning for goals that are further out.

Do your homework

Take the time to do some research and talk to friends, family and coworkers to understand your options.

Remember retirement

You can start saving early and get any match your employer offers.
 
Scroll Down to use the Now and Later Calculator
Get The Basics

Your personal finances

Know what you have. Know what you want. Learn how to get there.

Watch 3 families sit down for a family financial conversation.

How I paid off my student loans

This just in: Budget is not a four-letter word

If you save it, it will grow: Building a five-figure savings

 
Why TIAA

Meet Brandi

Brandi Riley
 
“It’s important to have a financial discussion with your family early. Because at some point it’s too late.” – Brandi Riley
Get money - talk tips
Why TIAA

Customer stories

Learn how some of TIAA’s youngest customers are meeting their financial goals.
Angie Moore
“It’s never too early to begin preparing for your future.”
 
Research assistant
Participant since 2015
Joennis Almeida
“The money you save when you’re youngest is what’s going to pay off later.”
 
Social worker
Participant since 2013
Jonathan Harris
“I started saving now so that the rest of my life can be set up for success.”
 
Resident coordinator
Participant since 2012
Read stories
Next Steps

Consider getting started

Calling us

We’re here to help.
 
Weekdays, 8 a.m. – 7 p.m. (ET)
 
888-583-2535
Call now

Schedule a call

Tell us when to call you.
 
 
Schedule a Call

Starting your profile

You can log in and start your retirement profile.
Start my profile

Discover more

Managing your money

360° Financial View

You can use this tool to manage your money in one place.
Log in
Insights

Investing 101

Learn more about investments.
Learn more
Insights

Changing jobs

What can you do with your money when you change jobs.
Learn more
This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances. 
These quotes describe the circumstances and experiences of specific participants from one or more of the companies in the TIAA organization (“TIAA”).  It may not be representative of the experience of other TIAA customers and is not indicative of future performance or success. Individual results and experiences will vary.
 
1 Deposit and lending services and products are provided by TIAA, FSB. Member FDIC. Equal Housing Lender Equal Housing. TIAA Direct® and EverBank® are divisions of TIAA, FSB.
 
169524