Changing jobs

Keep your retirement money working as hard as you do

The average person switches jobs about 10 times during a career. TIAA can help you stay true to your financial goals through every transition.
Talk to a financial consultant.
Weekdays, 8 a.m.-10 p.m. (ET)
Saturday, 9 a.m.-6 p.m. (ET)

Top 3 steps as you change jobs

Manage your old plan

Understand your options and decide what to do with your old retirement plan. Make sure your contact information is up-to-date.

Review your benefits

Meet with your benefits counselor to understand which benefits need to be moved or replaced, like health and life insurance.

Start strong

Enroll in your new employer plan and take advantage of any match that's offered. Use the opportunity to review and adjust your strategy.

Know your options

What you do with the money in your old retirement plan can significantly impact tomorrow's income.
Keep it where it is You can leave your money where it is. Take it with you You can transfer your money into your new employer’s plan. Roll it into an IRA You can roll it into an IRA. Cash it out You can take a cash withdrawal.

Created to serve, built to perform

Since 1918, we've helped millions of people like you build more secure financial futures. We specialize in helping people meet their financial needs in all stages of life.
“I recently resigned and with advice, I know what needs to be put away for retirement as I grow my own business.”
Eva Selhub, MD
Participant since 1997
Take action

Consider getting started

Give us a call

We’re here to help.Weekdays, 8 a.m. – 7 p.m. (ET)

Schedule a call

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Start your Profile

Log in and start your retirement profile.

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Enroll in your employer’s plan

Start early and contribute as much as you can to get the most out of any employer match.


Consider rolling over your old retirement plans into a TIAA IRA.1

Your retirement strategy

Our consultants will help you get the most from your TIAA retirement plan.

Retirement Goal Evaluator

Find out how much of your current income you'll need to replace in retirement.
Prior to rolling over, consider your other options. You may also be able to leave money in your current plan, withdraw cash or roll over the assets to your new employer’s plan if one is available and rollovers are permitted. Compare the differences in investment options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features, and tax treatment. Speak with a TIAA consultant and your tax advisor regarding your situation. Learn more.