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1 As of December 31, 2021. Other benefits from TIAA include: surrender benefits and other withdrawals, death benefits, health insurance and disability insurance benefits, and all other policy proceeds paid.
2 Based on Morningstar Direct (as of March 31, 2023) expense comparisons by category, excluding Money Market products. Actual percentage is 91.03%. TIAA-CREF mutual funds are subject to various fees and expenses, including but not limited to management, administrative, and distribution fees. Excludes the class W shares, which are not available for purchase by retail investors.
TIAA-CREF mutual fund and CREF variable annuity products are subject to various fees and expenses, including but not limited to management, administrative, and distribution fees; our variable annuity products have an additional mortality and expense risk charge.