Why we’re different
You have to be different to make a difference
Who we serve
We help real people with ambitious goals
For over a hundred years we’ve helped millions of people like you build more secure financial futures. That’s because we understand and specialize in the financial needs of people who work in academic, government, medical and other non-profit fields.
Our funds are highly rated
68% of TIAA-CREF Funds and Variable Annuity Accounts received a Morningstar overall rating of 4-or 5-stars (39.51% 4 stars and 28.40% 5 stars), based on risk-adjusted returns as of June 30, 2019 1
Our retirees have relied on us for over a century
Our retired participants have received 100% of their income payouts—$459 billion since 1918. 2
You’re valuable to us, so we offer value for your goals
No matter what you’re up to—we can help support it. That’s why our fees are low and so many of our services are offered at no additional cost.
|of TIAA-CREF Funds and Variable Annuity Accounts have expense ratios that are in the bottom quartile of their respective Morningstar category. 3|
|Personalized financial advice for retirement included with your plan|
No additional cost
|1:1 consultations, online resources, and supportive communities|
|No monthly maintenance fees or account minimums|
Making sure your money lasts is our priority
It’s all about you and your unique vision for retirement. We’ll follow your lead, create a personalized plan, and help you make changes over time.
Knowing where you stand today
We can help you understand whether you’re on track for the retirement you envision.
Creating a personalized plan
We take the time to understand your values and goals, then help you create a plan to move towards retirement.
Helping meet your goals
We provide ways to help take your retirement savings to the next level.
Awards & recognition
We’re not in it for the trophies, but it’s nice to be recognized for how we’re different
We focus on driving performance and helping our customers pursue their own goals while staying true to our mission and values. The recognition we receive isn’t only about how we perform; it’s also about who we are and what we believe.