1As with all mutual funds, the principal value in a target date fund is not guaranteed at any time. Diversification cannot eliminate the risk of investment losses. Target date funds share the risks associated with the types of securities held by each of the underlying funds in which they invest. In addition to the fees and expenses associated with these funds, there is exposure to the fees and expenses associated with the underlying mutual funds as well. Also, the target date represents an approximate date when investors may plan to begin withdrawals. After the target date has been reached, some of these funds may be merged into a fund with a more stable asset allocation.
Defined Contribution Plan
Learn how to start investing and find out which options are available for this plan.
Explore different ways to invest your retirement savings
Try a one-step solution
A target-date fund based on when you’d like to retire.1
Pick an investment mix with help
Choose based on your preferred investment style.
You’ll pick an investment mix
If you're comfortable, you can choose your own investments.
Learn which mutual funds and other investments are available