A Schedule of Tax Statements for the IRS

Retirement accounts

If statements are not available by the date listed below for Retirement, Portfolio Advisor and TIAA Personal Portfolio accounts, call 800-842-2252, weekdays, 8 a.m - 10 p.m. (ET).

Transaction activity	Tax statement	What it means	Date available
Required minimum distributions (RMD)	1099-R 5498	You are at least 70½ years old and have withdrawn the required minimum amount from your retirement account by the year's end	February 2 May 31
IRA Recharacterization	1099-R 5498	You've moved an annual contribution from one type of IRA to a different type of IRA	February 2 May 31
IRA Rollover	1099-R 5498	You've initiated a rollover of funds from your former employer-sponsored plan or another IRA into an either new or existing IRA	February 2 May 31
Retirement account distributions	1099-R	You've received funds from your retirement account(s) from either a single request for cash or periodic request for cash You've completed a Roth conversion by rolling funds from one or more retirement plans into a Roth IRA	February 2
Loan default	1099-R	You’ve defaulted on payments for a loan taken from your retirement account Note: The initial amount of the loan proceeds are not taxable, only the remaining defaulted funds are considered taxable	February 2
IRA Contribution	5498	You’re an active employee and made payroll contributions to your individual retirement account or You have a non-employer sponsored Traditional IRA and made a direct contribution individual retirement account	May 31
Deferred Compensation	W-2	You’ve deferred a portion of your income into a deferred compensation plan	February 2
Miscellaneous income	1099-MISC	You've received funds from a deferred compensation plan as a beneficiary	February 2
Puerto Rico plan reporting	480.7C	You’re a resident of Puerto Rico and have received payments from a Puerto Rico sourced retirement plan	February 28
Canadian residents	NR4	You received funds from a Canadian currency account and converted to US currency accounts	March 31
Deferred interest income	1099-INT	You’ve deferred interest on a delayed cash distribution that equals $10 or more	February 2
IRA Fair Market Value	No statement generated	Only the value of the IRA is reflected and no other activity (rollover, contribution) has occurred during the tax reporting time period	Not applicable
Direct Transfer	No statement generated	You've moved funds between the same type of retirement account which resulted in a non-taxable and non-reportable transaction	Not applicable

Brokerage accounts

Brokerage tax statements will be delivered by the IRS deadline listed below. We send the statements in a phased approach to ensure you receive your tax statements as earliest as possible and with complete information. However, some issuers are unable to provide us with final reporting information required for us to meet the standard IRS deadline; therefore, we occasionally request an IRS extension so we can send your tax statement when the final data is received. We strive to send your tax statement with accurate figures the first time instead of sending amended tax statements. If statements are not available by the end of the phases, call 800-842-2252, weekdays, 8 a.m to 7 p.m. (ET).

Visit the Investor Tax Information and Resources page for additional Brokerage tax resources and the Supplemental Tax Information Tool. The Supplemental Tax Information Tool may provide information about municipal bonds or income from foreign countries that you may need in order to file your taxes and will be available by March.

Note: Once issued, Brokerage tax statements can be found on the Statements & documents page in the Tax Documents section.

Transaction activity	Tax statement	What it means	Date available
Capital gains & losses	1099-B	You’ve sold an investment and have capital gains income or losses to report	Available in Phases
Dividends and Capital gains distributions	1099-DIV	You’ve received dividend income or capital gains distributions	Available in Phases
Original Issue Discount (OID)	1099-OID	You purchased an individual bond at a discount and must report a portion of that discount	Available in Phases
Stock payments	1099-MISC	Instead of dividends, you received payments for stocks	Available in Phases
Phases for Statements 1099-B, 1099-DIV, 1099-OID, 1099-MISC
	Phase 1	Available for accounts with investments in stocks, bonds and options	January 28
	Phase 2	Available for accounts holding mutual funds and other investments, including Portfolio Advisor accounts; where the final information has been received. Revisions for 1099s sent in prior phases, as needed	February 4
	Phase 3	Available for accounts when the final information has been received Pending 1099 Notices will be provided for accounts when the final tax information has not been received Revisions for 1099s sent in prior phases, as needed	February 11
	Phase 4	Available for brokerage accounts when final tax information is available Revisions for 1099s sent in prior phases, as needed.	February 18
	Phase 5	Available for brokerage accounts when final tax information is available Revisions for 1099s sent in prior phases, as needed	February 25
	Phase 6	Available for brokerage accounts when final tax information is available Revisions for 1099s sent in prior phases, as needed	March 4
	Phase 7	Available for all remaining brokerage accounts, regardless of whether final tax information has been received Revisions for 1099s sent in prior phases, as needed	March 11
IRA contributions IRA rollovers IRA recharacterizations	5498	Thursday, January 1, 2026	May 31

Trust accounts

Trust tax forms will be delivered by the IRS deadline listed below. For 1099-B, 1099-DIV, 1099-INT and 1099-OID, we send those forms using a consolidated approach, meaning 1099s will be provided for accounts when all information has been received and considered final and complete.

However, some issuers are unable to provide us with final reporting information required for us to meet the standard IRS deadline; therefore, we occasionally request an IRS extension so we can send your tax form when the final data is received. We strive to send your tax form with accurate figures the first time instead of sending amended tax forms.

If tax statements are not available by the dates listed, please reach out to your Senior Trust Administrator or the Trust Client Solutions Group (TCSG) at 844-567-9001, or email them at TrustClientSolutionsGroup@TIAA.org

Transaction activity	Tax statement	What it means	Date available
Required minimum distributions (RMD)	1099-R	You've received funds from your retirement account(s) (IRA) from either a single request for cash or periodic request for cash, rollover or conversion	January 31
Taxable distributions	Consolidated 1099 (Combines various types of 1099 forms into one document) 1099-B 1099-DIV 1099-INT 1099-OID	You’ve earned $10 or more in interest on a bank account You’ve sold an investment and have capital gains income or losses to report You’ve received dividend income or capital gains distributions You own a MarketSafe CD held in a Trust	February 15 - March 15 (Note: Some consolidated forms may not be available by February 15 due to the IRS permitting companies to report at later times. All forms should be distributed by March 15.)
*1099-DIV for the TIAA-CREF Real Estate Securities Fund is sent by February 28.
IRA contributions IRA rollovers IRA recharacterizations	5498	You've owned, contributed, converted, rolled over, or recharacterized a contribution	May 31

Tax statement list & delivery schedule

Retirement accounts

Tax statement

What it means

Date available

Brokerage accounts

Tax statement

What it means

Date available

Trust accounts

Tax statement

What it means

Date available