Tax form list & delivery schedule
Here you’ll learn which tax forms are delivered based on account transaction activity and the dates they’ll be made available. If you believe you’ve made a transaction that requires IRS reporting and did not receive a form, please contact TIAA.
Consult with your tax advisor concerning your personal tax situation.
If statements are not available by the date listed below for Retirement, Portfolio Advisor and TIAA Personal Portfolio accounts, call 800-842-2252, weekdays, 8 a.m - 10 p.m. (ET).
TRANSACTION ACTIVITY |
TAX FORM |
WHAT IT MEANS |
DATE AVAILABLE |
---|---|---|---|
Required minimum distributions (RMD) |
1099-R 5498 |
You are at least 70½ years old and have withdrawn the required minimum amount from your retirement account by the year's end |
January 31 May 31 |
IRA Recharacterization |
1099-R 5498 |
You've moved an annual contribution from one type of IRA to a different type of IRA |
January 31 May 31 |
IRA Rollover |
1099-R 5498 |
You've initiated a rollover of funds from your former employer-sponsored plan or another IRA into an either new or existing IRA |
January 31 May 31 |
Retirement account distributions |
1099-R |
|
January 31 |
Loan default |
1099-R |
You’ve defaulted on payments for a loan taken from your retirement account Note: The initial amount of the loan proceeds are not taxable, only the remaining defaulted funds are considered taxable |
January 31 |
IRA Contribution |
5498 |
You’re an active employee and made payroll contributions to your individual retirement account or You have a non-employer sponsored Traditional IRA and made a direct contribution individual retirement account |
May 31 |
Deferred Compensation |
W-2 |
You’ve deferred a portion of your income into a deferred compensation plan |
January 31 |
Miscellaneous income |
1099-MISC |
You've received funds from a deferred compensation plan as a beneficiary |
January 31 |
Puerto Rico plan reporting |
480.7C |
You’re a resident of Puerto Rico and have received payments from a Puerto Rico sourced retirement plan |
February 28 |
Canadian residents | NR4 | You received funds from a Canadian currency account and converted to US currency accounts | March 31 |
Deferred interest income |
1099-INT | You’ve deferred interest on a delayed cash distribution that equals $10 or more | January 31 |
IRA Fair Market Value | No form generated | Only the value of the IRA is reflected and no other activity (rollover, contribution) has occurred during the tax reporting time period | Not applicable |
Direct Transfer | No form generated | You've moved funds between the same type of retirement account which resulted in a non-taxable and non-reportable transaction | Not applicable |
Brokerage tax forms will be delivered by the IRS deadline listed below. We send the forms in a phased approach to ensure you receive your tax forms as earliest as possible and with complete information. However, some issuers are unable to provide us with final reporting information required for us to meet the standard IRS deadline; therefore, we occasionally request an IRS extension so we can send your tax form when the final data is received. We strive to send your tax form with accurate figures the first time instead of sending amended tax forms. If statements are not available by the date listed for Brokerage, Portfolio Advisor and TIAA Personal Portfolio accounts, call 800-842-2252, weekdays, 8 a.m - 10 p.m. (ET).
Additional Brokerage tax resources and tools are available at https://bny.mn/TaxResourcesOpens in a new window. The Supplemental Information tool may provide information about municipal bonds or income from foreign countries that you may need to file your taxes, and will be available by March.
TRANSACTION ACTIVITY |
TAX FORM |
WHAT IT MEANS |
DATE AVAILABLE |
---|---|---|---|
Capital gains & losses |
1099-B |
You’ve sold an investment and have capital gains income or losses to report
|
Available in Phases |
Dividends and Capital gains distributions |
1099-DIV |
You’ve received dividend income or capital gains distributions
|
Available in Phases |
Original Issue Discount (OID) |
1099-OID |
You purchased an individual bond at a discount and must report a portion of that discount
|
Available in Phases |
Stock payments |
1099-MISC |
Instead of dividends, you received payments for stocks
|
Available in Phases |
Phases for Forms 1099-B, 1099-DIV, 1099-OID, 1099-MISC | |||
Phase 1 |
|
January 31 | |
Phase 2 |
Note: Once issued, the Pending 1099 Notice can be found on the Statements & documentsOpens in a new window page if you sort your documents By type and select the Account communications, reports, notifications & forms tab.
|
February 15 | |
Phase 3 |
|
February 28 | |
Phase 4 |
|
March 15 | |
IRA contributions IRA rollovers IRA recharacterizations |
5498 |
You've owned, contributed, converted, rolled over, or recharacterized an IRA held in a Trust
|
May 31 |
If tax forms are not available by the dates listed, please reach out to your Trust AdministratorOpens in a new window with any questions.
TRANSACTION ACTIVITY |
TAX FORM |
WHAT IT MEANS |
DATE AVAILABLE |
---|---|---|---|
Retirement account distributions |
1099-R |
You've received funds from your retirement account(s) from either a single request for cash or periodic request for cash |
January 31 |
Consolidated | 1099-B 1099-DIV 1099-INT 1099-OID |
|
February 15* |
*1099-DIV for the TIAA-CREF Real Estate Securities Fund is sent by February 28. | |||
IRA contributions IRA rollovers IRA recharacterizations |
5498 |
You've owned, contributed, converted, rolled over, or recharacterized an IRA held in a Trust |
May 31 |
If tax forms are not available by the dates listed, call 800-926-4922.
TRANSACTION ACTIVITY |
TAX FORM |
WHAT IT MEANS |
DATE AVAILABLE |
---|---|---|---|
Sale proceeds |
1099-B |
You've received income from the sale of precious metals |
January 31 |
Interest income - World market |
1099-INT |
You’ve earned $10 or more in interest on a world market account in the previous year |
January 31 |
Original Issue Discount (OID) |
1099-OID |
You own a MarketSafe CD |
January 31 |
Retirement account distributions or rollovers |
1099-R |
You've received funds from your retirement account(s) or you've completed a rollover from your retirement account |
January 31 |
Summary Form Letter |
Summary Form 1099-Letter |
You've received a 1099-INT, 1099-B, and/or 1099-OID form(s) |
January 31 |
Matured MarketSafe CD |
MarketSafe CD Tax Summary Letter |
You have a MarketSafe CD that matured in the previous year |
January 31 |
Retirement account contribution information |
5498 Contribution Information |
You've made contributions to a traditional IRA, a SIMPLE IRA, and/or a Roth IRA |
May 31 |
If tax forms are not available by the dates listed or if you need a reprint of your 1099 after 1/31/2023, call 888-882-3837.
TRANSACTION ACTIVITY |
TAX FORM |
WHAT IT MEANS |
DATE AVAILABLE |
---|---|---|---|
Interest income |
1099-INT |
You’ve earned $10 or more in interest on a bank account |
January 31 |
Education account withdrawals |
1099-Q |
You’ve received a distribution from your Coverdell Education Savings Account |
January 31 |
Retirement account distributions or rollovers |
1099-R |
You've received funds from your retirement account(s) or you've completed a rollover from your retirement account |
January 31 |
Other income | 1099-MISC | You've received income associated with a bank deposit account that is not included on other income tax reporting forms | January 31 |
Interest payments to foreign residents | 1042-S |
|
January 31 (paper mail only) |
Retirement account contribution information | 5498 Contribution information |
You've made contributions to a traditional IRA, a SIMPLE IRA, and/or a Roth IRA | May 31 |
For TIAA Bank loans serviced by LoanCare
Visit TIAABank.myloancare.comOpens in a new window or call 844-436-0374.
For loans no longer serviced by TIAA Bank
If your loan was transferred to another servicer, they will mail your tax documents in accordance with regulatory requirements. For more information, contact them directly.