Tax form list & delivery schedule

Here you’ll learn which tax forms are delivered based on account transaction activity and the dates they’ll be made available. If you believe you’ve made a transaction that requires IRS reporting and did not receive a form, please contact TIAA.

Consult with your tax advisor concerning your personal tax situation.

Retirement accounts

If statements are not available by the date listed below for Retirement, Portfolio Advisor and TIAA Personal Portfolio accounts, call 800-842-2252, weekdays, 8 a.m - 10 p.m. (ET).

TRANSACTION ACTIVITY	TAX FORM	WHAT IT MEANS	DATE AVAILABLE
Required minimum distributions (RMD)	1099-R 5498	You are at least 70½ years old and have withdrawn the required minimum amount from your retirement account by the year's end	January 31 May 31
IRA Recharacterization	1099-R 5498	You've moved an annual contribution from one type of IRA to a different type of IRA	January 31 May 31
IRA Rollover	1099-R 5498	You've initiated a rollover of funds from your former employer-sponsored plan or another IRA into an either new or existing IRA	January 31 May 31
Retirement account distributions	1099-R	You've received funds from your retirement account(s) from either a single request for cash or periodic request for cash You've completed a Roth conversion by rolling funds from one or more retirement plans into a Roth IRA	January 31
Loan default	1099-R	You’ve defaulted on payments for a loan taken from your retirement account Note: The initial amount of the loan proceeds are not taxable, only the remaining defaulted funds are considered taxable	January 31
IRA Contribution	5498	You’re an active employee and made payroll contributions to your individual retirement account or You have a non-employer sponsored Traditional IRA and made a direct contribution individual retirement account	May 31
Deferred Compensation	W-2	You’ve deferred a portion of your income into a deferred compensation plan	January 31
Miscellaneous income	1099-MISC	You've received funds from a deferred compensation plan as a beneficiary	January 31
Puerto Rico plan reporting	480.7C	You’re a resident of Puerto Rico and have received payments from a Puerto Rico sourced retirement plan	February 28
Canadian residents	NR4	You received funds from a Canadian currency account and converted to US currency accounts	March 31
Deferred interest income	1099-INT	You’ve deferred interest on a delayed cash distribution that equals $10 or more	January 31
IRA Fair Market Value	No form generated	Only the value of the IRA is reflected and no other activity (rollover, contribution) has occurred during the tax reporting time period	Not applicable
Direct Transfer	No form generated	You've moved funds between the same type of retirement account which resulted in a non-taxable and non-reportable transaction	Not applicable

Brokerage accounts

Brokerage tax forms will be delivered by the IRS deadline listed below. We send the forms in a phased approach to ensure you receive your tax forms as earliest as possible and with complete information. However, some issuers are unable to provide us with final reporting information required for us to meet the standard IRS deadline; therefore, we occasionally request an IRS extension so we can send your tax form when the final data is received. We strive to send your tax form with accurate figures the first time instead of sending amended tax forms. If statements are not available by the date listed for Brokerage, Portfolio Advisor and TIAA Personal Portfolio accounts, call 800-842-2252, weekdays, 8 a.m - 10 p.m. (ET).

Additional Brokerage tax resources and tools are available at https://bny.mn/TaxResourcesOpens in a new window. The Supplemental Information tool may provide information about municipal bonds or income from foreign countries that you may need to file your taxes, and will be available by March.

TRANSACTION ACTIVITY	TAX FORM	WHAT IT MEANS	DATE AVAILABLE
Capital gains & losses	1099-B	You’ve sold an investment and have capital gains income or losses to report	Available in Phases
Dividends and Capital gains distributions	1099-DIV	You’ve received dividend income or capital gains distributions	Available in Phases
Original Issue Discount (OID)	1099-OID	You purchased an individual bond at a discount and must report a portion of that discount	Available in Phases
Stock payments	1099-MISC	Instead of dividends, you received payments for stocks	Available in Phases
Phases for Forms 1099-B, 1099-DIV, 1099-OID, 1099-MISC
	Phase 1	Available for accounts with investments in stocks, bonds and options	January 31
	Phase 2	Available for accounts holding mutual funds and other investments, including Portfolio Advisor accounts; where the final information has been received Pending 1099 Notices will be provided for accounts when the final tax information has not been received Note: Once issued, the Pending 1099 Notice can be found on the Statements & documentsOpens in a new window page if you sort your documents By type and select the Account communications, reports, notifications & forms tab. Revisions for 1099s sent in Phase 1, as required	February 15
	Phase 3	Available for brokerage accounts when final tax information is available Revisions for 1099s sent in Phases 1 and 2	February 28
	Phase 4	Available for all remaining brokerage accounts, regardless of whether final tax information has been received Revisions for 1099s sent in Phases 1, 2, & 3	March 15
IRA contributions IRA rollovers IRA recharacterizations	5498	You've owned, contributed, converted, rolled over, or recharacterized an IRA held in a Trust	May 31

Trust accounts

If tax forms are not available by the dates listed, please reach out to your Trust AdministratorOpens in a new window with any questions.

TRANSACTION ACTIVITY	TAX FORM	WHAT IT MEANS	DATE AVAILABLE
Retirement account distributions	1099-R	You've received funds from your retirement account(s) from either a single request for cash or periodic request for cash	January 31
Consolidated	1099-B 1099-DIV 1099-INT 1099-OID	You’ve earned $10 or more in interest on a bank account You’ve sold an investment and have capital gains income or losses to report You’ve received dividend income or capital gains distributions You own a MarketSafe CD held in a Trust	February 15*
*1099-DIV for the TIAA-CREF Real Estate Securities Fund is sent by February 28.
IRA contributions IRA rollovers IRA recharacterizations	5498	You've owned, contributed, converted, rolled over, or recharacterized an IRA held in a Trust	May 31

World Markets accounts

If tax forms are not available by the dates listed, call 800-926-4922.

TRANSACTION ACTIVITY	TAX FORM	WHAT IT MEANS	DATE AVAILABLE
Sale proceeds	1099-B	You've received income from the sale of precious metals	January 31
Interest income - World market	1099-INT	You’ve earned $10 or more in interest on a world market account in the previous year	January 31
Original Issue Discount (OID)	1099-OID	You own a MarketSafe CD	January 31
Retirement account distributions or rollovers	1099-R	You've received funds from your retirement account(s) or you've completed a rollover from your retirement account	January 31
Summary Form Letter	Summary Form 1099-Letter	You've received a 1099-INT, 1099-B, and/or 1099-OID form(s)	January 31
Matured MarketSafe CD	MarketSafe CD Tax Summary Letter	You have a MarketSafe CD that matured in the previous year	January 31
Retirement account contribution information	5498 Contribution Information	You've made contributions to a traditional IRA, a SIMPLE IRA, and/or a Roth IRA	May 31

Bank accounts

If tax forms are not available by the dates listed or if you need a reprint of your 1099 after 1/31/2023, call 888-882-3837.

TRANSACTION ACTIVITY	TAX FORM	WHAT IT MEANS	DATE AVAILABLE
Interest income	1099-INT	You’ve earned $10 or more in interest on a bank account	January 31
Education account withdrawals	1099-Q	You’ve received a distribution from your Coverdell Education Savings Account	January 31
Retirement account distributions or rollovers	1099-R	You've received funds from your retirement account(s) or you've completed a rollover from your retirement account	January 31
Other income	1099-MISC	You've received income associated with a bank deposit account that is not included on other income tax reporting forms	January 31
Interest payments to foreign residents	1042-S	You've received accumulated interest payments and you are a foreign citizen who resides in a foreign country You've received accumulated interest payments and you are a foreign citizen who resides in the U.S. and haven't certified U.S. residency, or you have not been determined to be a U.S. citizen	January 31 (paper mail only)
Retirement account contribution information	5498 Contribution information	You've made contributions to a traditional IRA, a SIMPLE IRA, and/or a Roth IRA	May 31

Home Loan accounts

For TIAA Bank loans serviced by LoanCare
Visit TIAABank.myloancare.comOpens in a new window or call 844-436-0374.

For loans no longer serviced by TIAA Bank
If your loan was transferred to another servicer, they will mail your tax documents in accordance with regulatory requirements. For more information, contact them directly.

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