This website is intended for institutional retirement plan sponsors and their consultants, registered investment advisers, and other related businesses. If you are looking for individual services, please visit TIAA.org.

TIAA Health Savings Account

The TIAA HSA administered by HealthEquity offers simplicity through integrated solutions that enable your employees to pursue financial wellness, today and tomorrow.

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Benefits

Empower your employees to take control of their healthcare expenses

The TIAA Health Savings Account gives employees greater financial confidence knowing that they have more control of how to pay and save for healthcare expenses. The investment potential of health savings accounts also gives employees the opportunity to grow their HSA savings for the future. Your employees will enjoy:

Online integration

View all TIAA accounts including retirement plans and health savings account balances together on tiaa.org or the TIAA mobile application. Through single sign on, employees can manage their HSA on the TIAA HSA member portal at healthequity.comOpens in a new window

Robust investment options

The TIAA Health Savings Account offers a diversified standard investment menu of low cost TIAA-CREF and other mutual funds.

Remarkable service

HSA Member services are  available 24/7 every day of the year to answer employee questions and provide ongoing education to help them make informed decisions about how to best use and maximize their TIAA HSA.

Engaging communications and tools

Powered by over 120 years of collective experience, TIAA and HealthEquity are able to provide your employees with engaging educational resources, online calculators, mobile applications, and personalized online messaging to enable their pre-, during and post enrollment educational experience.

Easy setup and administration

With over 175 health plan partners and a flexible proprietary platform, you will experience the convenience of seamless integration and a smooth implementation. Implementation of the TIAA Health Savings Account could take as little as 45 days and ongoing administration will be made easy through the HealthEquity employer portal.

Common questions

Frequently asked questions about the TIAA HSA

Any institutional client who is planning to offer, or already offers, an HSA qualified High Deductible Health Plan (HDHP) for their employees. To learn more, contact your TIAA relationship manager or email us at tiaahsainfo@TIAA.orgOpens Email.

In today's environment, offering attractive and cost efficient benefits packages is a top priority for employers who are seeking solutions to lower their healthcare expenses while providing solutions to help their employees improve their financial well-being. High deductible health plans generally have lower premiums than traditional health plans and HSA contributions through payroll deductions result in FICA and income tax savings for employers.

Resources

Want to learn more about health savings accounts?

Here are some resources to help your employees learn more about health savings accounts and how they compare to other healthcare expense accounts.

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Get in touch

Getting started is fast and easy

Take advantage of a simple and streamlined implementation process as well as access to helpful resources for you and your employees.

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Online onboarding with TIAA Health Savings Account implementation that could take as little as 45 days.

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Access to an integrated health plan and retirement data platform.

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Access to investments from TIAA-CREF and other investment managers in addition to comprehensive educational resources and tools to help participants get the most out of their health savings accounts.

We're here to help you address key questions and take action. For more information, contact your TIAA relationship manager or email us at tiaahsainfo@TIAA.orgOpens Email

The TIAA Health Savings Account is administered by HealthEquity Inc. TIAA and HealthEquity are not legally affiliated.

HealthEquity, Inc. does not provide financial advice. HealthEquity Advisors, LLC™, a wholly owned subsidiary of HealthEquity, Inc. and an SEC-registered investment adviser, does provide web-based investment advice to HSA holders that subscribe for its services (minimum thresholds and additional fees apply). HealthEquity Advisors, LLC™ also selects the mutual funds offered to HSA holders through the HealthEquity, Inc. platform. Registration does not imply endorsement by any state or agency and does not imply a level of skill, education, or training.

TIAA Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans.

Investments are subject to risk, including the possible loss of the principal invested, and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc. Investing through the HealthEquity investment platform is subject to the terms and conditions of the Health Savings Account Custodial Agreement and any applicable investment supplement.

Investing may not be suitable for everyone and before making any investments, you should carefully consider the investment objectives, risks, charges and expenses of any mutual fund before investing. A prospectus and, if available, a summary prospectus containing this and other important information can be obtained by visiting the fund sponsor's website. Please read the prospectus carefully before investing.

This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, retain a specific investment manager or use a particular type of health coverage or account type. It does not take into account the specific health status, investment objectives, tax and financial condition or particular needs of any specific person. Federal, state, and local tax treatment of HSAs and distributions may vary. HSA account holders should discuss their specific situation with their legal, tax or financial professional.

Health savings accounts (HSAs) are individual custodial accounts offered or administered by HealthEquity, Inc. TIAA and HealthEquity are not legally affiliated, and  HSAs are not a plan established or maintained by TIAA or an employer. TIAA may receive a referral fee based upon the type and number of accounts opened at HealthEquity.

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