This website is intended for institutional retirement plan sponsors and their consultants, registered investment advisers, and other related businesses. If you are looking for individual services, please visit

Help your employees prioritize a financially secure future

TIAA's 2022 Financial Wellness Survey* found that employees (especially younger ones) want help from their employer in improving and maintaining financial wellness.

What does financial wellness mean to your employees?

The answer? Simply feeling comfortable with their financial situation. The majority define financial wellness as having the means to take care of family, not worrying about money or debt, and feeling protected from life's unexpected events.


Rate their financial wellness highly on a scale of 1-10.


of Americans are more aware of their overall financial wellness than they were pre-pandemic.


of Gen Z individuals and 74% of Millennials report feeling financially stressed instead of comfortable.

Understanding the current state of your employees

6 in 10 Americans are stressed about their finances, with many dealing with debt, struggling to pay their monthly bills on time, or trying to help an adult family member.



Percentages may not total 100 due to rounding.

A third provide financial support to their adult children. Another three in 10 provide financial support to other adult family members.

Employer support can make a difference

Workers that have participated in a wellness program are twice as likely to have a high financial wellness rating.

hands shaking

Over half of respondents and 65% of Gen Z agree employers have a responsibility to help employees improve their financial wellness.

Those with higher financial wellness are more willing to put "found money" into their retirement savings.

We're here to help

Call your TIAA relationship manager or the Administrator Telephone Center

Weekdays, 8 a.m. to 8 p.m. (ET)


* The TIAA Financial Wellness Survey was conducted online from October 22 to November 3, 2021, and surveyed 3,008 Americans aged 18 and over regarding a broad range of financial management issues and topics.

This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not consider any specific objectives or circumstances of any particular investor or suggest any specific course of action. Investment decisions should be made based on the investor's own objectives and circumstances.

TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.

©2021 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, 730 Third Avenue, New York, NY 10017