Mutual funds

See our complete list of mutual funds
get the basics

A convenient, simple approach to investing

A mutual fund is collection of professionally selected and managed stocks, bonds, cash or alternative investments grouped together in one fund.

Advantages of mutual funds

Don't put all your eggs in one basket

Mutual funds provide multiple investment opportunities in one fund.  This can provide lower risk through diversification and lower costs for you.

Professional money management

We handle all the day-to-day decisions, such as buying, selling and researching investment opportunities for our actively managed funds.

Easy access to your money

Mutual funds allow you to buy and sell shares as well as convert your assets to cash with ease.
tiaa options

Choose from mutual funds that help you meet your goals.

Mutual Funds

Target date

Pick a Lifecycle fund with a date closest to when you plan to retire, and it automatically adjusts over time.
Mutual Funds

Risk level

Lifestyle funds let you choose and maintain the risk level that's right for YOU.
Mutual Funds

Featured funds

These funds cover a spectrum of asset classes and investment styles, including equity, fixed income, and asset allocation.
Mutual Funds

Interested in responsible investment?

Our responsible investment funds have a dual objective of seeking competitive returns and making a positive economic, social and environmental impact.
Nuveen Options

Access solutions across traditional and alternative asset classes from leading investment managers.

Nuveen Investments

Municipal Bonds

Looking for tax-exempt income and the potential to dampen volatility in a diversified portfolio?
Mutual Funds

Featured Funds

Learn about our wide range of funds that have received Morningstar’s Overall rating of four or five stars
Mutual Funds

Fund Updates

Keep up-to-date on Nuveen mutual funds quarterly commentary

Why TIAA

Five times in a row!

We’re the only company to win “Best Overall Large Fund Company” five years in a row, from Thomson Reuters Lipper, an independent ratings organization.1
why tiaa

Performance

64% of TIAA-CREF’s funds and variable annuity accounts received a Morningstar overall rating of 4 or 5 stars ( 36.84% 4 stars and 27.63% 5 stars ), based on risk-adjusted returns as of March 31, 2017 .2
Star Ratings
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Mutual Fund Account

Open a mutual fund account

Open an individual or joint account and buy no-load TIAA mutual funds.3
My Account

View your plan

Log in to review your current investments  and make changes, if needed.
Insights

Investing 101

Introduction to investing concepts and common terms.
Insights

TIAA market commentary

Up-to-date market and investment insight from our experts.
TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit tiaa.org for details.
Please note, the target date for Lifecycle funds is the approximate date when investors plan to start withdrawing their money. The principal value of the fund(s) is not guaranteed at any time, including at the target date.
Diversification is a technique to help reduce risk. There is no guarantee that diversification will protect against a loss of income.
1 The Thomson Reuters Lipper Large Fund Award is given to the group with the lowest average decile ranking of three years’ Consistent Return for eligible funds over the three-year period ended 11/30/12, 11/30/13, 11/30/14, 11/30/15 and 11/30/2016, respectively. TIAA was ranked among 36 fund companies in 2012, 48 fund companies in 2013 and 2014,  37 fund companies in 2015 and 34 fund companies in 2016 with at least five equity, five bond, or three mixed-asset portfolios. Classification averages are calculated with all eligible share classes for each eligible classification. The calculation periods extend over 36, 60, and 120 months. The highest Lipper Leader for Consistent Return (Effective Return) value within each eligible classification determines the fund classification winner over three, five, or ten years. From Thomson Reuters Lipper Awards, ©2017 Thomson Reuters. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. The printing, copying, redistribution, or retransmission of this Content without express written permission is prohibited. Certain funds have fee waivers in effect. Without such waivers ratings could be lower. For current performance and rankings, please visit the Research and Performance section on TIAA.org. TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, members FINRA and SIPC, distribute securities products.
2 Morningstar ratings are based on each mutual fund or variable annuity account’s lowest-cost share class and include U.S. open-end mutual funds, CREF Variable Accounts and the Life Funds. For a fund or account with multiple share classes and the same pricing, the share class with the longest performance history is used. The Morningstar Rating™ – or “star rating” – is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. The rating is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. Morningstar ratings may be higher or lower on a monthly basis. The top 10% of funds or accounts in each product category receive five stars, the next 22.5% receive four stars and the next 35% receive three stars. The overall star ratings are Morningstar’s published ratings, which are derived from weighted averages of the performance figures associated with the three-, five-, and 10-year (if applicable) Morningstar rating metrics for the period ended December 31, 2016. Morningstar is an independent service that rates mutual funds. Past performance cannot guarantee future results. For current performance and ratings, please visit TIAA.org/public/investment-performance.
3 Other fees and expenses do apply to a continued investment in our no-load funds and are described in the fund’s current prospectus.
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