MUTUAL FUNDS

TIAA Lifestyle funds

 
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Get the basics

The basics of Lifestyle funds

A lifestyle fund1 is designed to offer a consistent level of risk that matches your goals.
Help me choose

Deciding how much risk to take

Consider risk in your mix

You can choose a lifestyle fund as an ingredient to dial up or down the risk in your portfolio.

Choose your risk level

Once invested in a fund, you can be confident that your level will not change substantially over time.
Why TIAA

Performance

On average, the TIAA-CREF Lifestyle Funds rank in the top quartile of allocation peers over the 5-year period, and in the second quartile in the 1-year (top 37%) and 3-year (top 34%) periods, based on total returns. 2
All five of the TIAA-CREF Lifestyle Funds have beaten their peer group average 100% of rolling 3-year periods since their inception in December 2011.3
We are the only company to win the Lipper Best Mixed Assets Large Fund Group award for five consecutive years, from Refinitiv, an independent ratings organization.4
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1 Lifestyle funds are subject to include asset allocation risk, active management risk and underlying fund risk. These funds are also subject to the risks of the underlying funds in which the fund invests in. This may include equity investment risk and fixed income investment risks. Be sure to reassess goals regularly and if your situation has changed, you may want to choose another Lifestyle Fund that more closely matches your new risk profile.
2 Source: Morningstar Direct. Data as of March 31, 2021. Peer group rankings are calculated for each Lifestyle Fund based on how their total returns compared to the competitor funds in their respective Morningstar allocation categories. For instance, the TIAA-CREF Lifestyle Income Fund is compared to all funds in Morningstar’s U.S. Fund Allocation – 15% to 30% Equity category. Rankings are calculated by Morningstar for one-, three- and five-year periods. Average ranks reflect the average one-, three- and five-year ranks across the five TIAA-CREF Lifestyle Funds.
Source: Morningstar Direct. Data as of March 31, 2021. Three year total returns of the five Lifestyle funds are compared to the average three year total return of the funds in their respective Morningstar peer group. For instance, the three year total return of the TIAA-CREF Lifestyle Fund is compared to the average return of the funds in the Morningstar U.S. Fund Allocation 15% to 30% equity category. These are calculated for all rolling three-year periods since the inception of the Lifestyle Funds (December 2011). Rolling periods are monthly.
Refinitiv Lipper Fund Awards Winner United States 2016 -2020, Best Mixed Assets Large Fund Family Group Over Three Years. The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. Lipper Leaders fund ratings do not constitute and are not intended to constitute investment advice or an offer to sell or the solicitation of an offer to buy any security of any entity in any jurisdiction. For more information, see lipperfundawards.com.  The Award is based on a review of risk-adjusted performance of 39 companies for 2016, 36 for 2017, 35 for 2018 & 2019, and 30 for 2020. The award pertains only to the TIAA-CREF mutual funds in the mixed-asset category.  Certain funds have fee waivers in effect. Without such waivers ratings could be lower. Past performance does not guarantee future results.  For current performance, rankings and prospectuses, please visit TIAA.org. The investment advisory services, strategies and expertise of TIAA Investments, a division of Nuveen, are provided by Teachers Advisors, LLC and TIAA-CREF Investment Management, LLC. TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products.
TIAA products may be subject to market and other risk factors. See the applicable product literature for details.
This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.
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