If your income looks like it is more than enough to cover the length of your retirement, you may want to leave something behind to people or causes you care about.
Remember to check the beneficiaries named to your retirement accounts and insurance policies. Since beneficiaries are assigned when you first opened the accounts, they can easily get lost in the shuffle of marriage, children, divorce and other major life changes.
View Sample Profiles
See how customers like you did it.
We created hypothetical composite income profiles based on experiences of real customers to showcase different types of retirement considerations.
The long-term planners
Al & Sarah
Stable financial situation, conservative, long-term planners who are nearing retirement.
Conservative & semi-retired
Pam & John
Financially stable, conservative, long-term planners who are semi-retired.
Retired, financially limited, and a moderate risk taker.
The moderate risk taker
Retired, financially stable, moderate-aggressive risk taker.
Clara & Eduardo
Nearing retirement, financially stable, nervous about market volatility.
The aggressive risk takers
Frank & Pete
Nearing retirement, financially limited, aggressive risk takers.
This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances.