See IRC Section 101(a) for details regarding taxation of life insurance products.
Keep in mind that there are inherent risks in investing in securities, including the loss of principal. Guarantees are subject to the claims-paying ability of the issuing company. Performance of the variable accounts is not guaranteed and account values will fluctuate.
Premium payments are flexible and not guaranteed. Changes in premium payments may adversely impact the death benefit. You may also be required to pay more than the planned for premium in order to maintain the policy.
Exclusions, restrictions, limitations, and reductions in benefits will, in certain situations, apply to your policy. For full details, including costs, call us at 877-276-9429.
Life insurance, including Intelligent Life® Universal Life Insurance, policy form series AM-SUL.3 (2008), Intelligent Life® Survivorship Universal life Insurance, policy form series AM-JUL.3 (2008), Intelligent Life® Variable Universal Life Insurance Policy form series AM-SVUL.3 (2008) and Intelligent Life® Survivorship Variable Universal Life Insurance Policy form series AM-JVUL.3 (2008) are issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY 10017. TIAA-CREF Individual & Institutional Services, LLC, member FINRA, distributes securities products. Each of the foregoing and TIAA is solely responsible for its own financial condition and contractual obligations. Policies may not be available in all states. Exclusions, restrictions, limitations, and reductions in benefits will, in certain situations, apply to your policy. For full details, including costs, call us at 877-276-9429.