Who counts as a family member?
View From the Top
Are you eligible for an annuity in your TIAA IRA? Text-Only Script: Narrator Everyone is eligible for a TIAA IRA. So, who�s eligible for TIAA and CREF annuities through that IRA? If you, OR an adult family member, work at a non-profit organization, government agency or other qualifying organization � you�re eligible. Eligible family members include your: spouse or domestic partner, parents, grandparents, siblings, children, or grandchildren, including step, foster and in-laws. Let�s take a quick walk through the eligibility checklist. Qualifying NON-PROFIT organizations include: � Colleges or Universities � Elementary or Secondary Schools � Non-profit Hospitals � Federal, State or Local Government Entities or Agencies � U.S. Military � Museums or Libraries And � Other qualifying non-profit organizations such as Foundations or Charities. Not sure if you�re eligible yet? You�re also eligible if you � or a family member � PREVIOUSLY worked for one or more qualifying organizations for a total of 3 years or more at any time in your career � or for any amount of time after reaching age 55. If you�re not eligible, don�t worry � you can still open a TIAA IRA without the annuity products. Ready to open an account today as you prepare for your journey to and through retirement? You�ll be in good company. TIAA offers products and services that can help you pursue your financial goals and a lifetime of financial well-being. Visit us at TIAA.org/IRA or speak to your advisor today. Disclaimer screen text Annuity contracts contain terms for keeping them in force. Exclusions, restrictions, limitations and reductions in benefits will, in certain situations, apply to annuity contracts. Your financial consultant or advisor can provide you with costs and complete details. Tax deferral is generally provided by a qualified plan. An annuity, which also provides tax deferral, should be used to fund a qualified plan to benefit from the annuity�s other features such as a lifetime income payout option and death benefit protection. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor�s own objectives and circumstances. �2021 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, 730 Third Avenue, New York, NY 10017 1912587