Welcome to the rewards of TIAA's new managed account service.

Your first reward?
Up to $3001 when you open an account.

Go after your goals

Whether it’s a big purchase, retirement, or just growing your fortune, TIAA Personal Portfolio provides professional portfolio management with help when you want it.


Investment options designed to help meet your needs and preferences, including a socially responsible option.

Daily monitoring

We manage it for you for a low* advisory fee of 0.3% annually on a minimum investment of $5K—that’s around a third of a penny per dollar in your account.

Help when you need it

Our team of over 70 experienced consultants is on hand to answer your questions.

Start now and get a special offer.

Get $100
When you open a new account $20k - $39K
Get $200
When you open a new account $40k - $59K
Get $300
When you open a new account over $60k

We make investing easy

Answer a few questions and we'll do the rest.
Tell us about what you’re saving for, your risk appetite and your time frame.
We show you the funds that will initially be in your portfolio before you proceed.
COMPLETE YOUR ACCOUNT Open your account and fund it. Then voila! Sit back and let us manage it for you.

Our investment professionals will do the heavy lifting

Put your feet up and let us do the hard work, like expert investment selection, on-going account management and market monitoring.
  • A TIAA Personal Portfolio is diversified, meaning our investment team selects a blend of funds that expose you to the broad markets across stocks (equities) and bonds (fixed income). Since each fund in your portfolio is made up of many of investments, your risk of being exposed to any one underperforming company is lower than if you had picked a few individual stocks to invest in.
    Why should you care?
    Diversification** is critical to building a good portfolio, but some people don’t have the time. We have an investment team that does it for you.
  • Over time, market conditions and account activity cause your portfolio to shift away from the model. Our algorithms will look daily and rebalance your account as needed to keep it aligned with the model portfolio.***
    Why should you care?
    Rebalancing keeps your portfolio targeted to your selected risk level. Many investors don’t have the discipline or know-how to rebalance regularly by themselves.
  • With professional investment management:
    • We carefully design portfolios and handle all trading for you
    • Cost is an important factor we consider when picking funds for your portfolio
    • We monitor the funds that are included in your portfolio
    • You get detailed reports, and can check your progress online any time
    Why should you care?
    It takes time and know-how to manage a portfolio. Many people decide to offload this task to professionals who do this job all day, every day.

We're here to help

Phone icon
70+ experienced consultants are standing by to answer your questions.

Call 844-567-9597

Weekdays, 8 am - 7 pm (ET)
*The TIAA Personal Portfolio advisory fee is typically lower than advisory fees associated with traditional investment advisers. The 0.30% advisory fee covers account management, advice, trading and administrative expenses. It does not include the fees and expenses of the mutual funds and ETFs held in your account (which are detailed in each fund's prospectus).

The TIAA Personal Portfolio program provides discretionary investment management services for a fee.
Investing involves risk and your investments may gain or lose value, and will fluctuate over time. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
TIAA Personal Portfolio services are offered through Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser. Brokerage services are provided by TIAA-CREF Brokerage Services, a division of TIAA-CREF Individual & Institutional Services, LLC, distributor, member FINRA and SIPC. Brokerage accounts are carried by Pershing, LLC, a subsidiary of the Bank of New York Company, Inc., member FINRA, NYSE, SIPC.