1 The TIAA General Account is an insurance company account and is not available to investors as an investment. All guarantees are subject to TIAA’s claims-paying ability.
2 Nuveen's Key proxy vote rationales for 2021 – 2022
3 2022 TIAA Climate Report
4 2021 Global Fixed Income Impact Report
5 Based on assets under management as of September 30th, 2023.
Responsible investing incorporates Environmental Social Governance (ESG) factors that may affect exposure to issuers, sectors and industries, limiting the type and number of investment opportunities available, which could result in excluding investments that perform well.
ESG integration is the consideration of financially material ESG factors within the investment decision making process. Financial materiality and applicability of ESG factors varies by asset class and investment strategy. ESG factors may be among many factors considered in evaluating an investment decision, and unless otherwise stated in the relevant offering memorandum or prospectus, do not alter the investment guidelines, strategy, or objectives. Select investment strategies do not integrate such ESG factors in the investment decision making process.
This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.