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Lifetime income

Guaranteed growth and guaranteed monthly income for life

Calculate a "personal pension" in 30 seconds.

Financial education

Should you pay off your mortgage early or invest?

The crucial questions you need to ask to help you decide.

Responsible investing

As your investments grow, so can their impact

From funding land conservation to supporting renewable energy, your retirement savings can help create a better world.

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This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor's own objectives and circumstances.

TIAA products may be subject to market and other risk factors.

Any guarantees under fixed annuities issued by TIAA are subject to TIAA's claims-paying ability.

Certain products and services are only available to eligible individuals.

The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your shares or accumulation units, when redeemed, may be worth more or less than their original cost.

Current performance may be lower or higher than the performance quoted above. For performance current to the most recent month end, please visit

The TIAA group of companies does not provide legal or tax advice. Please consult your legal or tax advisor.

Responsible investing incorporates Environmental Social Governance (ESG) factors that may affect exposure to issuers, sectors, industries, limiting the type and number of investment opportunities available, which could result in excluding investments that perform well.