Simplify your retirement with an IRA rollover

Your decision to roll over to a TIAA IRA comes with many benefits, and with our streamlined enrollment it's never been easier to consolidate your retirement savings.

You'll have no account fees, no minimums and access to advice at no additional cost.

You'll have a wide range of investing choices too—with as little or as much help as you need—and you may have access to guaranteed options that can provide income for life.

Best of all, you can do it all online.

In just three steps, you'll be able to take advantage of all your IRA has to offer.

You'll start by setting up your IRA so that you can roll over your savings into it.

First, you'll choose between opening a Traditional IRA and a Roth IRA. If you want to open a SEP IRA, click "Show more IRA options."

Next, you'll review your personal information, which is prefilled for your convenience.

You can easily edit your personal, contact and employment information.

If you or a family member have worked for a nonprofit or government entity for at least three years, or any length of time while age 55 or older, you have access to annuities, which can provide guaranteed income for life.

An annuity contract is included with your IRA if you are eligible, but setting up this contract does not mean you have to invest in annuities.

It just makes the option available to you.

There are just a few steps left. On this page, you can review important information about your account and read through the terms and conditions.

Checking the boxes that state you understand the terms and conditions and clicking "Submit application" is your electronic signature.

Once your IRA is set up, it's time to fund.

You can transfer money from a bank account by check or electronic funds transfer, roll over money from a retirement account at TIAA or from another financial institution.

If you're rolling over from a retirement account at TIAA or another financial institution, you can do a direct rollover, which transfers the money online by providing the details about your account.

Next, enter the amount of money you're rolling over and specify if the account includes any CDs.

When all your information is entered, you'll be able to review it before signing the funding documents. Depending on where your accounts are rolling over from, you may need to print, sign and send documents.

Now that your IRA is set up and funded, you can choose your investments.

We recommend you do this now while you're logged in. You can always make changes in the future.

Choosing your investments can be as easy or advanced as you'd like.

If you want help, select the "TIAA Investments" option, which offers prebuilt portfolios to suit your needs in addition to a build-your-own option that includes a full range of investment choices.

If you prefer, you can choose the "Self-Directed Brokerage Investments" option and build your portfolio on your own from a wide range of stocks, mutual funds, exchange traded funds (ETFs) and more.

Once you've selected your investments, you're done. You'll receive a confirmation when your account is funded, and you can manage the IRA from your secure, online account page.

If you have any questions, we're always here to help. Just call us at 844-842-2472. 

And thank you for choosing TIAA.