- [Narrator] People deserve more security in retirement. The assurance that money set aside in their saving years will always be there when they need it for however long they may need it can help. That's where TIAA Traditional comes in, offering key benefits while saving for and in retirement. Always on growth while saving, employees are guaranteed growth, no matter the market, including a guaranteed minimum interest rate. That gives them more retirement savings without the volatility and ups and downs that can come with other investments. No worries about losing principle while mitigating risk. Bigger retirement paychecks. TIAA Traditional offers the opportunity to convert some or all savings into a guaranteed predictable paycheck for life, giving employees income that lasts. Because of TIAA sharing the profits approach, employees can receive increases to income payments and an exclusive only from US loyalty bonus for long-term contributors. Compared with the 4% rule of thumb for withdrawals in retirement, initial lifetime income from TIAA Traditional, including these shared profits is greater, no matter when employees started contributing. TIAA Traditional is powerfully different. So, how do we do it? Unwavering financial strength. TIAA shares profits with participants, not shareholders. Our general account is the investment engine that fuels TIAA Traditional, and it's one of the largest in the industry. Its scale and diversification make all the difference. They're part of why we've never missed a payment to participants for more than 100 years, and why we can offer bigger retirement paychecks. When TIAA Traditional is on a retirement plan menu or included in a plan default portfolio, it means you're giving employees the power to live more confidently, more securely, and more meaningfully, now and for the rest of their lives. Talk to your TIAA representative to learn more about how TIAA Traditional can help give retirement plan participants the security they deserve.