TIAA Traditional

TIAA Traditional Annuity* is designed to help you create your "paycheck" in retirement - no matter what happens in the markets. Take advantage of guaranteed growth, dependable lifetime income and exclusive benefits that our fixed annuity provides.
*Annuity contracts are issued by Teachers Insurance Annuity Association of America
Your benefits

Why TIAA Traditional?

saving is simple

Guaranteed growth

The value of your retirement savings is guaranteed to increase every day even in the most volatile markets.
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Dependable lifetime income

Turn your savings into regular monthly income to meet your everyday living expenses in retirement. It's like getting a "paycheck" when you stop working.

Exclusive benefits

Our "sharing the profits" approach seeks to reward you with additional growth and income.
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Guaranteed growth. Income for life.

Choose a video that best fits where you are in life and find out how lifetime income can help you.

Are you saving for retirement?

Learn how to grow your retirement savings.

Are you 5 to 15 years away from retirement?

Learn how to protect your retirement savings.
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Are you within 5 years of retirement?

Learn how we can help you secure lifetime income.
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Are you 1-2 years away from retirement?

Learn how you can create income for life.
Sharing the profits

When TIAA does well, our participants do better

Through our "sharing the profits" approach over 100 years, the TIAA Traditional fixed annuity has helped millions of participants build a solid retirement foundation to secure lifetime income.

Over the last 3 years, we shared

$10B in profits with 2M participants
See how we share profits

Interested in your rates?

See your current crediting and historical rates
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1 All guarantees are based on TIAA's claims-paying ability. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. Past performance is no guarantee of future results.
TIAA Traditional is a fixed annuity product issued by Teachers Insurance and Annuity Association of America (TIAA), New York, NY. Annuity contracts contain terms for keeping them in force. Exclusions, restrictions, limitations and reductions in benefits will, in certain situations, apply to annuity contracts. Your financial consultant or advisor can provide you with costs and complete details.
The TIAA Traditional Annuity Retirement Annuity (RA) contract form series 1000.24; Group Retirement Annuity (GRA) certificate form series G-1000.4 or G-1000.5/G1000.6 or G1000.7 (not available in all states); Supplemental Retirement Annuity (SRA) contract form series 1200.8; Group Supplemental Retirement Annuity (GSRA) certificate form series G1250.1; Retirement Choice (RC) contract form series IGRS-01-84-ACC; Retirement Choice certificate series IGRS-CERT2-84-ACC; Retirement Choice Plus contract form series IGRSP-01-84-ACC; Retirement Choice Plus certificate series IGRSP-CERT2-84-ACC; Group Annuity (GA) contract form series 6008.8 and 6008.9-ACC; After-Tax Retirement Annuity (ATRA) contract form series 1000.24-ATRA; IRA contract form series 1280.2, 1280.4 (not available in all states and generally no longer issued), or TIAA-IRA-01 and Roth IRA contract form series 1280.3 or 1280.5 (not available in all states and generally no longer issued), or TIAA-Roth-01; and Keogh certificate form series G1350 (not available in all states) are issued by Teachers Insurance and Annuity Association of America, 730 Third Avenue, New York, NY 10017.
This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances.