Retirement Plan Annuities

TIAA Traditional

Guaranteed growth, lifetime income & exclusive benefits

Market-proof your retirement every day with the guarantees, growth opportunities and income found in our TIAA Traditional fixed annuity.1
benefits

Why TIAA Traditional?

saving is simple

Guaranteed growth

The value of your retirement savings is guaranteed to increase every day even in the most volatile markets.2
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Guaranteed lifetime income

Turn your savings into a regular monthly "paycheck" to meet your everyday living expenses in retirement.2
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Exclusive benefits

Our "sharing the profits" approach seeks to reward you with additional growth and income.3
See how we share
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My personal pension

See your monthly lifetime income payment now

No matter where you are in your career, calculate an estimate of your TIAA Traditional payments—including profit sharing—in under a minute.
Next Steps

You can put TIAA Traditional to work for you

Update investments
Log in and move money in your TIAA retirement plan account.4
Future contributions
Log in to change future savings in your TIAA retirement plan account.
consolidate
If you have savings outside of your TIAA retirement plan, consider rolling over.5
Trust TIAA

We’ve put our customers first for over 100 years

SINCE 1918
Our retired participants have never missed a payout from us.6
Since 1949
TIAA has paid more in lifetime income than our guaranteed minimum amount every year over the past 70 years.
Since 2016
We’ve shared over $10 billion in profits with our customers over the last three years.7
See how we share profits
Take action

We're here to help you

Already with TIAA?

Start saving in TIAA Traditional by updating your contribution options online.

New to TIAA?

Make sure you're taking full advantage of your employer's retirement plan.

Want to talk first?

No problem-our advisors can help explain your options.
1 Annuity contracts are issued by Teachers Insurance Annuity Association of America.
 
2 All guarantees are based on TIAA's claims-paying ability. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. Past performance is no guarantee of future results.
 
3 TIAA may share profits with Traditional Retirement Annuity owners through declared additional amounts of interest and through increases in annuity income throughout retirement. These additional amounts are not guaranteed.
 
4 Prior to rolling over, consider your other options. You may also be able to leave money in your current plan, withdraw cash or roll over the assets to your new employer’s plan if one is available and rollovers are permitted. Compare the differences in investment options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features, and tax treatment. Speak with a TIAA-CREF Consultant and your tax advisor regarding your situation. Learn more
 
5 Before consolidating assets, be sure to carefully consider the benefits of both the existing and new product. There will likely be differences in features, costs, surrender charges, services, company strength and other important aspects. There may also be tax consequences or other penalties associated with the transfer of assets. Indirect transfers may be subject to taxation and penalties. Consult with your own advisors regarding your particular situation.
 
6 As of 12/31/18.
 
7 Amount paid as of 12/31/18.
 
TIAA Traditional is a fixed annuity product issued by Teachers Insurance and Annuity Association of America (TIAA), New York, NY. Annuity contracts contain terms for keeping them in force. Exclusions, restrictions, limitations and reductions in benefits will, in certain situations, apply to annuity contracts. Your financial consultant or advisor can provide you with costs and complete details.
 
TIAA Traditional is a fixed annuity product issued through these contracts by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY,10017:_ Form series 1000.24; G-1000.4 or G-1000.5/G1000.6 or G1000.7; 1200.8; G1250.1; IGRS-01-84-ACC and IGRS-02-ACC; IGRS-CERT2-84-ACC and IGRS-CERT3-ACC; IGRSP-01-84-ACC and IGRSP-02-ACC; IGRSP-CERT2-84-ACC and IGRSP-CERT3-ACC; 6008.8 and 6008.9-ACC; 1000.24-ATRA; 1280.2, 1280.4, or 1280.3 or 1280.5, or G1350.

Not all contracts are available in all states or currently issued.
 
This material is for informational or educational purposes only and does not constitute investment advice under ERISA. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.
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