"Personal pension"

TIAA Traditional

Guaranteed growth and income that never runs out1

Market-proof your retirement every day with the guarantees, growth opportunities and income found in our TIAA Traditional fixed annuity.* The longer you save, the more income you could get, including the potential for a greater “share of profits."2

*Issued by Teachers Insurance and Annuity Association of America (TIAA)

You can put TIAA Traditional to work within your employer-sponsored retirement plan

Update Investments

Log in and move money in your TIAA retirement plan account.3
Move Money

Future Contributions

Log in to change future savings in your TIAA retirement plan account.
Plan Ahead

Consolidate

If you have savings outside of your TIAA retirement plan, consider rolling over.4
Roll over
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The Power of TIAA Traditional

benefits

Be more financially confident today with TIAA Traditional

saving is simple

Guaranteed growth

The value of your retirement savings is guaranteed to increase every day, even in the most volatile markets.1
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Guaranteed lifetime income

Turn your savings into regular monthly annuity income to address your everyday living expenses in retirement.1
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Exclusive benefits

Our "sharing the profits" approach seeks to reward you with additional growth and income.2

Want to learn more? See current rates, how we “share profits,” and ways TIAA Traditional can benefit you at any stage in your career.


Discover
TIAA Traditional is a fixed annuity issued through these contracts: Form series 1000.24; G-1000.4 or G-1000.5/G1000.6 or G1000.7; 1200.8; G1250.1; IGRS-01-84-ACC and IGRS-02-ACC; IGRS-CERT2-84-ACC and IGRS-CERT3-ACC; IGRSP-01-84-ACC and IGRSP-02-ACC; IGRSP-CERT2-84-ACC and IGRSP-CERT3-ACC; 6008.8 and 6008.9-ACC; 1000.24-ATRA; 1280.2, 1280.4, or 1280.3 or 1280.5, or G1350. Not all contracts are available in all states or currently issued.
 
Annuity contracts contain exclusions, limitations, reductions of benefits and may contain terms for keeping them in force. We can provide you with costs and complete details.
1All guarantees are based on TIAA's claims-paying ability. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. Past performance is no guarantee of future results.
2TIAA may share profits with Traditional Retirement Annuity owners through declared additional amounts of interest and through increases in annuity income throughout retirement. Additional amounts are on TIAA Traditional Annuity contracts available within an employer-sponsored plan, not IRAs. Additional amounts may be increased the longer accumulation occurs before annuitization. These additional amounts are discretionary, and are not guaranteed.
3Before consolidating assets, be sure to carefully consider the benefits of both the existing and new product. There will likely be differences in features, costs, surrender charges, services, company strength and other important aspects. There may also be tax consequences or other penalties associated with the transfer of assets. Indirect transfers may be subject to taxation and penalties. Consult with your own advisors regarding your particular situation.
4Prior to rolling over, consider your other options. You may also be able to leave money in your current plan, withdraw cash or roll over the assets to your new employer’s plan if one is available and rollovers are permitted. Compare the differences in investment options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features, and tax treatment. Speak with a TIAA-CREF Consultant and your tax advisor regarding your situation. Learn More
This material is for informational or educational purposes only and does not constitute investment advice under ERISA. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.
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