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Income that lasts a lifetime

Imagine never running out of income in retirement.

Isn't that what retirement planning is all about?

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Good news!​ TIAA Traditional interest rates are up 13% on average for existing balances through February 2024​.

Guaranteed to increase every single day—even in the most volatile markets. Plus, the option for lifelong income at retirement. 


An investment menu option like TIAA Traditional* that offers lifetime income can help your participants plan for and enjoy a comfortable retirement

Guaranteed growth no matter the market

Know that your retirement savings are protected and guaranteed to increase every single day—even in the most volatile markets.1

Guaranteed lifetime income you can count on

Turn your savings into "pension-like" retirement income that lasts for life to help cover everyday living expenses—or any expenses you choose.1,2

Opportunity for more growth & income

Benefit from our unique way of sharing profits with the opportunity for higher interest and income—above and beyond our guarantees.3

*Annuities issued by Teachers Insurance and Annuity Association of America (TIAA), New York, NY.


There's a lot you can learn about the benefits of lifetime income

Learn more about how TIAA Traditional Annuity works and how it can help your participants build and prepare for a solid retirement that includes lifetime income options.

Resources for participants

See how easy it is for participants to plan and take action

Lifetime Income Calculator

The My Personal Pension Calculator can help your participants understand the benefits of guaranteed growth and lifetime income.

Learning more about lifetime income

Your participants can learn more about the benefits of TIAA Traditional when it's offered on your investment menu.

Get in touch

Call the Administrator Telephone Center, 888-842-7782, weekdays, 8 a.m. − 8 p.m. (ET)


1 All guarantees are based on TIAA's claims-paying ability. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. Past performance is no guarantee of future results.

2 "Pension-like" income refers to lifetime income made available by guaranteed-interest annuity contracts, not income provided by a defined benefit pension plan. Annuity contracts may be funding options in defined contribution pension plans, but are not themselves pension plans. Annuity contract guarantees are subject to the financial strength of the issuing insurer. Defined benefit pension plans are subject to the financial strength of the employer's pension plan.

3 TIAA may share profits with Traditional Retirement Annuity owners through declared additional amounts of interest and through increases in annuity income throughout retirement. These additional amounts are not guaranteed.

TIAA Traditional is a fixed annuity product issued through these contracts by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY, 10017: Form series 1000.24; G-1000.4 or G-1000.5/G1000.6 or G1000.7; 1200.8; G1250.1; IGRS-01-84-ACC and IGRS-02-ACC; IGRS-CERT2-84-ACC and IGRS-CERT3-ACC; IGRSP-01-84-ACC and IGRSP-02-ACC; IGRSP-CERT2-84-ACC and IGRSP-CERT3-ACC; 6008.8 and 6008.9-ACC; 1000.24-ATRA; 1280.2, 1280.4, or 1280.3 or 1280.5, or G1350. Not all contracts are available in all states or currently issued.

Annuity contracts contain exclusions, limitations, reductions of benefits and may contain terms for keeping them in force. We can provide you with costs and complete details.

The information provided herein is intended for institutional investor use only. It does not constitute an offer or recommendation to buy or sell any product or security.

This material is for informational or educational purposes only and does not constitute investment advice under ERISA. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor's own objectives and circumstances.