Help your employees build retirement savings
The simplicity of an all-in-one solution is appealing to retirement investors. That's why we offer award-winning1 actively managed funds and lifecycle funds.
Winner of the 2018 Thomson Reuters Lipper Best Mixed Assets Large Fund Award including the TIAA-CREF Lifecycle and Lifecycle Index Series
Thomson Reuters Lipper awards eight of TIAA’s Lifecycle Series target-date funds in six categories based on risk-adjusted returns as of November 30, 2017.4
Three ways our lifecycle funds stand out
Fees in the bottom quintile vs. industry peers 2
100% of Lifecycle Funds received an overall Morningstar rating 5 stars, based on risk-adjusted returns as of 6/30/18.3
Our lifecycle funds balance market risk and longevity risk to help employees prepare for a potentially longer retirement.
We're here to help.
Contact your TIAA relationship manager or call the administrator telephone center at
TIAA's unique glidepath
Our through-retirement glidepath balances market risk against the risks caused by the longer life expectancies in the U.S.
TIAA Lifecycle Funds include investments in commercial real estate, helping diversification and risk control. Stable cash flows from long-term leases have the potential to result in attractive yields and risk-adjusted returns.
Engage employees and manage your plan more effectively
1 The Lipper Mixed-Assets Large Fund Award is given to the group with the lowest average decile ranking of three years’ Consistent Return for eligible funds over the three-year period. Note this award pertains to mixed-assets mutual funds within the TIAA-CREF group of mutual funds; other funds distributed by Nuveen Securities were not included. From Thomson Reuters Lipper Awards, © 2018 Thomson Reuters. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. The printing, copying, redistribution, or retransmission of this Content without express written permission is prohibited. Certain funds have fee waivers in effect. Without such waivers ratings could be lower. Past performance does not guarantee future results. For current performance, rankings and prospectuses, please visit the Research and Performance section on TIAA.org. Nuveen Securities, LLC, member FINRA and SIPC.
2 Source: Morningstar Direct, 6/30/18 institutional share class. The expense ratio on the TIAA-CREF Lifecycle Funds, Institutional Class, and the TIAA-CREF Lifecycle Index Funds, institutional class, fall into the lowest quartile in terms of fees.
3 Morningstar Rankings based on total returns as of 6/30/18. Rankings refer to the institutional share class only. Rankings for other time periods may not be as favorable. For a fund with multiple share classes and the same pricing, the share class with the longest performance history is used. Morningstar ratings may be higher or lower on a monthly basis. Morningstar is an independent service that rates mutual funds. The top 10% of funds in an investment category receive five stars, the next 22.5% receive four stars and the next 35% receive three stars.
4 The calculation periods extend over 36, 60, and 120 months. The highest Thomson Reuters Lipper Leader for Consistent Return (Effective Return) value within each eligible classification determines the fund classification winner over three, five, or ten years.
Diversification is a technique to help reduce risk. However, there is no guarantee that diversification will protect against a loss of income.
Morningstar proprietary ratings reflect historical risk-adjusted performance and can change every month. They are calculated from the fund’s three-, five- and ten-year average annual returns in excess of 90-day Treasury bill returns with appropriate fee adjustments, and a risk factor that reflects fund performance below 90-day T-bill returns. The overall star ratings are Morningstar's published ratings, which are weighted averages of its three-, five- and ten-year ratings for periods ended December 31, 2017. Past performance cannot guarantee future results. For current performance and rankings, please visit https://www.tiaa.org/public/investment-performance.
The principal value in a Lifecycle Fund is not guaranteed. The target date of the Lifecycle Fund is an approximate date when investors may plan to begin withdrawing from the fund.
Lifecycle funds share the risks associated with the types of securities held by each of the underlying funds in which they invest. In addition to the fees and expenses associated with the lifecycle funds, there is exposure to the fees and expenses associated with the underlying mutual funds.