Help your employees build retirement savings

The simplicity of an all-in-one solution is appealing to retirement investors. That's why we offer award-winning1 actively managed funds and lifecycle funds.
 
 
Winner of the 2017 Thomson Reuters Lipper Best Mixed Assets Large Fund Award including the TIAA-CREF Lifecycle and Lifecycle Index Series
Benefits

Three ways our lifecycle funds stand out

Competitive fees

Both our active and index lifecycle funds have lower expenses than 88% of their Morningstar® peers.2

High ratings

100% of our lifecycle funds
received 4 or 5 stars from
Morningstar as of
September 20163.
(73% = 5 stars)
(27% = 4 stars)

Risk management

Our lifecycle funds balance market risk and longevity risk to help employees prepare for a potentially longer retirement.

Questions?

We're here to help.
Contact your TIAA relationship manager or call the administrator telephone center at
888-842-7782.
Performance

TIAA's unique glidepath

Our through-retirement glidepath balances market risk against the risks caused by the longer life expectancies in the U.S.
 
TIAA Lifecycle Funds include investments in commercial real estate, helping diversification and risk control. Stable cash flows from long-term leases have the potential to result in attractive yields and risk-adjusted returns.
Resources

Engage employees and manage your plan more effectively

1 The Lipper Large Fund and the Mixed-Assets Large Fund Awards are given to the group with the lowest average decile ranking of three years’ Consistent Return for eligible funds over the three-year period ended 11/30/12 (36 fund companies), 11/30/13 (48), 11/30/14 (48), 11/30/15 (37) and 11/30/16 (37) with at least five equity, five bond, or three mixed-asset portfolios. For the Mixed-Assets category, TIAA ranked against 39 and 36 fund families for the three-year period ended 11/30/15 and 11/30/16, respectively. Note these awards pertain to mutual funds within the TIAA-CREF group of mutual funds; other funds distributed by Nuveen Securities were not included. From Thomson Reuters Lipper Awards, © 2017 Thomson Reuters. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. The printing, copying, redistribution, or retransmission of this Content without express written permission is prohibited. Past performance does not guarantee future results. Certain funds have fee waivers in effect. Without such waivers ratings could be lower. For current performance, rankings and prospectuses, please visit the Research and Performance section on TIAA.org. TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, members FINRA and SIPC, distribute securities products.
 
2 Source: Morningstar Direct (September 30, 2016). The expense ratio on the TIAA-CREF Lifecycle Funds, Institutional Class, and the TIAA-CREF Lifecycle Index Funds, institutional class, fall into the lowest quartile in terms of fees.
 
3 Morningstar ratings based on the lowest cost share class (Institutional Share Class) for each mutual fund, based on U.S. open end mutual funds. For a fund with multiple share classes and the same pricing, the share class with the longest performance history is used. Morningstar ratings may be higher or lower on a monthly basis. Morningstar is an independent service that rates mutual funds. The top 10% of funds in an investment category receive five stars, the next 22.5% receive four stars and the next 35% receive three stars.
 
Diversification is a technique to help reduce risk. However, there is no guarantee that diversification will protect against a loss of income.
 
Morningstar proprietary ratings reflect historical risk-adjusted performance and can change every month. They are calculated from the fund’s three-, five- and ten-year average annual returns in excess of 90-day Treasury bill returns with appropriate fee adjustments, and a risk factor that reflects fund performance below 90-day T-bill returns. The overall star ratings are Morningstar's published ratings, which are weighted averages of its three-, five- and ten-year ratings for periods ended September 30, 2016. Past performance cannot guarantee future results. For current performance and rankings, please visit https://www.tiaa.org/public/investment-performance.
 
The principal value in a Lifecycle Fund is not guaranteed. The target date of the Lifecycle Fund is an approximate date when investors may plan to begin withdrawing from the fund.
 
Lifecycle funds share the risks associated with the types of securities held by each of the underlying funds in which they invest. In addition to the fees and expenses associated with the lifecycle funds, there is exposure to the fees and expenses associated with the underlying mutual funds.
 
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