Retirement Plan Portfolio Manager

TIAA Retirement Plan Portfolio Manager (RPPM) can help you reach your retirement goals by professionally managing the TIAA investments in your workplace plan. RPPM creates a personalized plan based on your financial profile and goals – and automatically adjusts it over time.

Start with the Retirement Advisor assessment to see if RPPM can help you keep your retirement goals on track.

Start the Assessment Start the Assessment Opens dialog

Explore the benefits of RPPM

Professional           Provides expert advice and guidance powered by Morningstar ®1
Available           Track your progress and update your profile and preferences online anytime
Automated           Reallocates your investments when you enroll, then readjusts and rebalances them quarterly
Holistic          

Considers your current financial profile, your future retirement goals, and all of your retirement assets, including Social Security
Competitive           Has an annual fee of 0.25% or less yet is more customized and personalized than a target date fund


RPPM is a discretionary fee-based asset allocation advisory program provided by TIAA, FSB. The management fee is deducted from the enrolled account each quarter. As an example, in a $10,000 account with an annual fee of 0.25%:
10,000 x 0.0025 = $25 per year
25 / 4 = $6.25 per quarter
Call us at 855-728-8422 (weekdays 8 a.m. – 7 p.m. ET) for eligibility and fee information.

Get started

Follow the steps below to see if the RPPM managed plan can help you reach your goals. RPPM doesn’t require a minimum balance.

1

STEP ONE

Go to Retirement AdvisorOpens dialog. (log in if prompted) and answer questions about your current financial profile and future retirement goals.

2

Step two

Receive customized advice with a list of recommended funds and percentages.

3

Step three

Select Manage it for me to enroll in RPPM. RPPM will reallocate your investments now, then readjust and rebalance them quarterly.

Try the tool

Find out how RPPM can help you keep your retirement on track

Get Started with Retirement Advisor Opens in new window
Need help?

Call to speak with a financial consultant

Weekdays, 8 a.m. − 7 p.m. (ET)

855-728-8422

The material on this page is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.

1Morningstar Investment Management, LLC (Morningstar) is an unaffiliated investment advisor that provides TIAA with independent, third-party asset allocation models and specific investment recommendations for purposes of the Retirement Plan Portfolio Manager program. Program recommendations are generated by Morningstar as an independent investment authority, retained by TIAA to provide independent advice. The Morningstar tool's advice is based on statistical projections of the likelihood that an individual will achieve their retirement goals. The projections rely on financial and economic assumptions of historical rates of return of various asset classes that may not reoccur in the future, volatility measures and other facts, as well as information the individual provides.

IMPORTANT: Projections and other information generated through the Morningstar tool regarding the likelihood of various investment outcomes are hypo­thetical, do not reflect actual investment results and are not a guarantee of future results. The projections are dependent in part on subjective assump­tions, including the rate of inflation and the rate of return for different asset classes. These rates are difficult to accurately predict. Changes to the law, financial markets or individual personal circumstances can cause substantial deviation from the estimates. This could result in declines in an account's value over short or even extended periods of time.

No strategy or investment policy can eliminate or anticipate all market risks and losses can occur.

Diversification is a technique to help reduce risk. There is no guarantee that diversification will protect against a loss of income.

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