Preparing for retirement

This interactive experience can help bring your vision into focus, provide educational information to guide you through the big decisions, and help you to develop your retirement planning know-how.
 
RETIREMENT PROFILE
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Start with your story

Five years or so from retirement? Let us put you in the picture.

Just tell us your interest, lifestyle and finances - we'll give you a snapshot of your income readiness, provide some information to consider, show you a timeline of key events, and more.
 
 

How to Prepare

Preparing for a conversation about your income plan

1
Put yourself in a retirement frame of mind
2
Understand the unique risks in retirement
3
Brush up on Social Security and Medicare
4
Learn about annuity options
INCOME PROFILES

See how people like you did it

We created profiles based on the experiences of real people to showcase different types of retirement considerations. Read our latest study that captures the thoughts and feelings of 1,000 people who are retiring within the next five years.
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The long-term planners

Al & Sarah
Stable financial situation, conservative, long-term planners who are nearing retirement.
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Conservative & semi-retired

Pam & John
Financially stable, conservative, long-term planners who are semi-retired.
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Financially limited

Charles
Retired, financially limited, and a moderate risk taker.
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The moderate risk taker

Danielle
Retired, financially stable, moderate-aggressive risk taker.
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Nervous Nellies

Clara & Eduardo
Nearing retirement, financially stable, nervous about market volatility.
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The aggressive risk takers

Frank & Pete
Nearing retirement, financially limited, aggressive risk takers.
Next Steps

How TIAA can help

Investment strategies

We can help you align your asset allocation with your long-term income needs

Annuities

Annuity options that may help you realize your retirement lifestyle

Retirement Income Planning

We can help you create a retirement income strategy that factors in your goals and concerns
Next Steps

Consider getting started

Calling us

We’re here to help.
Weekdays, 8 a.m. – 7 p.m. (ET)
 

Schedule a call

Tell us when to call you.
 
 

Starting your profile

You can log in and start your retirement profile.
This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances.
The Preparing for Retirement tool provides education about the retirement process, and includes examples based on a composite of random TIAA clients. In making the tools and information available to you, we assume that you are capable of evaluating the information and exercising independent judgment over your investments and do not need or intend to rely on our advice or recommendations. You should not buy or sell any security or other investment property without first considering whether it is appropriate for you based on your own particular situation based on your independent determination. TIAA-CREF Individual & Institutional Services, LLC will not perform any suitability or other analysis to check, for example, whether a security or other investment property you select through this tool is consistent with your investment objectives. If you need or want advice or recommendations in choosing investments, please call us at 800-842-2252. We are here to help.
Certain products and services may not be available to all entities or persons.
Please note that TIAA is not responsible for the content or privacy policies of third-party sites that may be referenced in this article or to which you may link from this article. TIAA does not endorse or recommend the products, services, or information found on any third-party site.
IMPORTANT: The income assessment, projections and other information presented or generated by Preparing for Retirement are purely hypothetical in nature, do not in any way reflect actual investment results, and are not guarantees of future results.
The 2016 Voices of Experience survey was conducted by GfK Custom Research North America among a total of 1,583 TIAA retirees between May 28 and August 27, 2015. To qualify, all respondents had to indicate that they are retired. Respondents were mailed the survey questionnaire and had the option to return the survey by mail or to complete the survey online. Respondents completed 104 surveys online and 1,479 by mail. The sample was provided by TIAA, and data were weighted by gender, age, region, engagement, and industry sector.
This tool provides educational information on some of the big decisions in preparing for retirement and can help you develop your retirement planning know-how.
You should not view or construe the tools and information as a suggestion by TIAA that you take or refrain from taking a particular course of action, as the advice or recommendation of an impartial fiduciary, or as an offer to sell or a solicitation to buy any securities or other investment property. You cannot buy or sell securities or other investment property through this tool. If you need or want advice or recommendations regarding your retirement circumstances and needs or in choosing investments, please call us at 888-583-2535. We are here to help.
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