Consider managing all your retirement savings in one place

You can use a rollover to turn an old account — like a neglected IRA
or a retirement plan from a previous employer — into a new opportunity. Explore your
rollover options.
Want to roll over to an existing TIAA IRA? We're here to help.
Call us at 844-TIAA-IRA (844-842-2472)

Get the basics on rolling over

Rollovers transfer retirement savings from one retirement account to another.
There’s no limit on how much money you can roll over.2
The best way to roll over is to transfer directly from one institution to another.
If you take money directly out of your retirement plan or IRA (for example, you receive a check made out to you) you can still roll it into a new IRA, but things get much more complicated.
For example, you’ll need to roll over within 60 days.

Know your options

What you do with the money in your old retirement plan can significantly impact tomorrow's income.
Keep it where it is You can leave your money where it is. Take it with you You can transfer your money into your new employer’s plan. Roll it into an IRA You can roll it into an IRA. Cash it out You can take a cash withdrawal.

What makes TIAA IRAs so special?

Advice and guidance at no additional cost to help you figure everything out

A virtually unlimited array of investments

Flexible retirement income options


Speak with an IRA consultant

Give us a call

We’re here to help.
Weekdays, 8 a.m. – 7 p.m. (ET)

Request a callback

Tell us when you want us to call.

Ready to roll over?

Start the rollover process online, and feel free to call us at any time if you need help or have questions.
Make sure you have info about the accounts you’re rolling from handy.
start now

Or give us a call at: 844-TIAA-IRA

Consider the benefits of a rollover

A clearer picture
Keep your retirement savings in one place to more easily manage risk.

More choices

Select from a virtually unlimited array of investments.

A single source of income

Manage one income stream — instead of several — once you get to retirement.

Discover more

"I rolled over my IRA to TIAA, consolidating my finances. I'm excited to be contributing regularly."
Lyn Miller
Writer and photographer
Participant since 1997

From many snapshots to one big picture

Learn how consolidating your accounts with TIAA can help you manage all of your retirement savings, all in one place.4

College savings

Save the smart way with tax-advantaged 529 college savings plans.
1 Prior to rolling over, consider your other options. You may also be able to leave money in your current plan, withdraw cash or roll over the assets to your new employer’s plan if one is available and rollovers are permitted. Compare the differences in investment options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features, and tax treatment. Speak with a TIAA consultant and your tax advisor regarding your situation. Learn more.
2 Please be advised that effective January 1, 2015, you may only complete one 60-day rollover between any of your IRAs in any 365 day period.  This new IRS rule does not impact direct trustee to trustee transfers between IRAs.  For more information please visit,
3 Guarantees are through fixed annuities only and are subject to the claims-paying ability of TIAA.
4 Before consolidating assets, be sure to carefully consider the benefits of both the existing and new product. There will likely be differences in features, costs, surrender charges, services, company strength and other important aspects. There may also be tax consequences or other penalties associated with the transfer of assets. Indirect transfers may be subject to taxation and penalties. Speak with a TIAA consultant and your tax advisor regarding your situation.