TIAA Traditional Annuity* is designed to help you create your "paycheck" in retirement - no matter what happens in the markets. Take advantage of guaranteed growth, dependable lifetime income and exclusive benefits that our fixed annuity provides.
*Annuity contracts are issued by Teachers Insurance Annuity Association of America
Get the basics
TIAA Traditional basics
If your employer offers TIAA Traditional, or if you own TIAA Traditional through an IRA, your savings will grow with interest every day and it can pay you income for life in retirement.1
Put money in
- Through your employer’s retirement plan or an IRA
- For the long term
- To protect your principal and accumulated interest earnings
- To get competitive interest rates through all market conditions2
- To build your guaranteed income for retirement1
Take money out
- As a stream of guaranteed lifetime income payments1
- Periodic payments or lump-sum withdrawals*
Get the basics
Think of TIAA Traditional as a safety net for your retirement
STEP ONE Consider contributing to your employer's retirement plan or your IRA.
STEP TWO Receive competitive interest rates through all market conditions.
STEP THREE Consider converting some or all of your savings into retirement income that you can’t outlive.1
STEP FOUR Enjoy your retirement with lifetime income that has the potential for increases that may help offset inflation.2
Guaranteed growth. Income for life.
Choose a video that best fits where you are in life and find out how lifetime income can help you.
Sharing the profits
When TIAA does well, our participants do better
Through our "sharing the profits" approach over 100 years, the TIAA Traditional fixed annuity has helped millions of participants build a solid retirement foundation to secure lifetime income.
TIAA Traditional Annuity (Retirement Choice) Historical Rates of Return3
Consider Getting Started with TIAA Traditional
If you have a retirement plan with TIAA Traditional, or an IRA with TIAA, you can put money into TIAA Traditional.
Already with TIAA?
Start saving in TIAA Traditional by updating your funding options online.
New to TIAA?
Make sure you’re taking full advantage of your employer’s retirement plan.
Want to talk first?
No problem—our advisors can help explain your options.
You can call us at 800-842-2252