insights

Preparing for retirement

Diversification isn’t just important while you are saving for retirement, having multiple sources of income can help create a more secure retirement. We can help you explore ways to replace your paycheck by turning your savings into monthly income for life.
 

How to Prepare

Preparing for a conversation about your income plan

1
Put yourself in a retirement frame of mind
2
Understand the unique challenges in retirement
3
Brush up on Social Security and Medicare
4
Learn about annuity options
Income planning

Building a diversified income plan

Wondering how you’ll replace your income when you retire and if you’ll have enough to last for as long as you live? The resources below can help you start planning.

Choosing your options

Explore the different income options available with your TIAA retirement plan.
Learn more

Getting income

See how much lifetime income you can get from your retirement savings.
Calculate
 
INCOME PROFILES

See how people like you did it

We created profiles based on the experiences of real people to showcase different types of retirement considerations.
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The long-term planners

Al & Sarah
Stable financial situation, conservative, long-term planners who are nearing retirement.
Learn More
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Conservative & semi-retired

Pam & John
Financially stable, conservative, long-term planners who are semi-retired.
Learn More
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Financially limited

Charles
Retired, financially limited, and a moderate risk taker.
Learn More
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The moderate risk taker

Danielle
Retired, financially stable, moderate-aggressive risk taker.
Learn More
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Nervous Nellies

Clara & Eduardo
Nearing retirement, financially stable, nervous about market volatility.
Learn More
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The aggressive risk takers

Frank & Pete
Nearing retirement, financially limited, aggressive risk takers.
Learn More
Next Steps

Consider getting started

Calling us

We’re here to help.
 
Weekdays, 8 a.m. to 10 p.m. (ET)
 
800-842-2252
Call now

Schedule a call

Tell us when to call you.
 
 
Schedule a Call

Ready to Retire?

Your retirement plan has options that can provide income that is guaranteed for life.
See How
This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.
Diversification is a technique to help reduce risk. It is not guaranteed to protect against loss.
Any guarantees under annuities issued by TIAA are subject to TIAA’s claims-paying ability.
Exchanging your savings for income payments (referred to as “annuitization”) is a permanent decision and once lifetime income payments has been selected you are unable to change to another option.
Certain products and services may not be available to all entities or persons.
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