Advisory services are provided by Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser.
Our advisors provide a range of services. They act as registered representatives of TIAA-CREF Individual & Institutional Services, LLC when providing broker-dealer services, investment adviser representatives of TIAA-CREF Individual & Institutional Services, LLC when providing investment advisory services and licensed insurance agents when providing insurance services.
This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.