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Brokerage

Open a brokerage account
Take a Tour of TIAA Brokerage
Get the Basics

What you get with TIAA

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Investing made simple

  • Open an account in five minutes
  • Access to ETFs, Stocks, Mutual Funds, Bonds, CDs
  • Fund your account electronically with funds available for trading as soon as next day
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No cost on many ETFs

  • No cost or minimum to open an account
  • No maintenance fees
  • Free ETF trading for more than 160 funds
  • Buy stocks or exchange traded funds (ETFs) online for $7.95 per trade.1  Pay even less, just $5.95, when you work with a Wealth Management Advisor.
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Access to financial pros and powerful tools

  • Our experienced professionals can help you clarify your goals and learn about investing.
  • Research and screening tools to help you find investments.
Get started
Get the basics

TIAA Brokerage accounts give you a lot of choices.

Make all your own decisions, ask us for help, or let us manage it for you. It's your call.
a brokerage account can contain CDs, stocks, mutual funds, bonds and exchange traded funds
Check out the mutual fund families and No-Transaction Fee Exchange-Traded funds you can invest in with your TIAA Brokerage account.

Get the Basics

An investment account beyond retirement savings

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Step One Open a brokerage account online, by phone or in person at one of our local offices.
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Step Two Fund your account by electronic transfer, personal check, wire transfer, pension payment(s) or transfer from another firm.
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Step Three Invest on your own, or with assistance from us, and manage your investments at tiaa.org.
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Step Four Take money out when you need it for emergencies or other expenses.
TIAA Options

Our brokerage accounts give you flexibility and convenience—pick an option that works for you.

Self-Directed

Build your own portfolio

Access to the tools and resources our professionals use to find investments such as stocks, bonds, ETFs and mutual funds.
Research Options
 
Managed

Let a professional manage it for you

We can manage your portfolio for you based on your personal needs and goals.2
Managed Accounts
 
Investments

Investments that suit your style

Lifestyle funds – investments that align with your risk level.
Target Date
Conservative, aggressive or in-between, our Target Date funds provide instant diversification3 within a single solution.4
Responsible investment –competitive returns and a positive impact in society.
Responsible investment
These funds offer competitive returns while promoting economic development, a healthier environment and a positive impact in society.
Lifecycle funds - diversified series of mutual funds geared toward retirement needs.
Lifecycle
Pick the fund with a year closest to when you plan to retire. It will automatically adjust to become more conservative over time.4
Target Date
Conservative, aggressive or in-between, our Target Date funds provide instant diversification3 within a single solution.4
Responsible investment
These funds offer competitive returns while promoting economic development, a healthier environment and a positive impact in society.
Lifecycle
Pick the fund with a year closest to when you plan to retire. It will automatically adjust to become more conservative over time.4
Take Action

Open a TIAA Brokerage account

A TIAA Brokerage account is an option for anyone—whether you have your retirement plan with us or not.

Open an account online

Get started today and open a brokerage account. It takes just a few steps.
Open an account

 
Give us a call

We’re here to help.
800-927-3059
Weekdays, 8 a.m.-7 p.m. (ET)
 


 
 

 
Schedule a call

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Discover more

Products

Fund your brokerage account

Fund your brokerage account by electronic transfer, wire, check, brokerage account transfer or stock certificates.
Learn more
Services

Individual Advisory Services

Get personalized advice and education for every stage of your financial life.
Learn more
Tools

Research and analysis tools

Access real-time equity quotes, detailed company reports and investment expertise of our asset management team.
Learn more
Products

Which IRA is for you?

Have five minutes?  Just answer a few questions and our IRA Decision Support Tool will suggest options that work with your retirement goals.
Choose an IRA
1 There is no account fee to own a TIAA brokerage account; however, brokerage transaction fees may apply. In addition, investors are subject to the underlying funds’ portfolio management fees and expenses.
2 TIAA-CREF managed account services provide discretionary investment management services for a fee. Certain securities may not be suitable for all investors. TIAA-CREF managed account services are offered through TIAA-CREF Advice and Planning Services and TIAA-CREF Individual & Institutional Services, LLC , a registered investment adviser and broker-dealer, and the Private Asset Management offered by TIAA, FSB, a federal savings bank.
3 Diversification is a technique to help reduce risk. It is not guaranteed to protect against loss.
4 As with all mutual funds, the principal value of a Lifecycle fund or Target Date fund isn’t guaranteed at any time and will fluctuate with market changes. The target date approximates when investors may plan to start making withdrawals. However, you are not required to withdraw the funds at that target date. After the target date has been reached, some of your money may be merged into a fund with a more stable asset allocation. Lifecycle funds and Target Date funds share the risks associated with the types of securities held by each of the underlying funds in which they invest. In addition to the fees and expenses associated with the Lifecycle funds and Target Date funds, there is exposure to the fees and expenses associated with the underlying mutual funds. Be sure to reassess goals regularly and if your situation has changed, you may want to choose another Lifecycle fund or Target Date fund that more closely matches your new risk profile.
TIAA Brokerage, a division of TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC , distributes securities. Brokerage accounts are carried by Pershing, LLC, a subsidiary of The Bank of New York Mellon Corporation, Member FINRA, NYSE, SIPC.
Advisory services are provided by Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser.
This material is for informational or educational purposes only and does not constitute investment advice under ERISA. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.
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