Why TIAA

TIAA for plan consultants & advisors

Created to serve, built to perform

 
We are committed to helping consultants grow their practices and support their customers. TIAA is a diversified Fortune 100 financial services organization with $915 billion in assets under management, and investments in more than 50 countries.1
Our approach
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Retirement income replacement

A commitment to plan design and investment-menu best practices, coupled with our time-tested approach to retirement readiness, can lead to impressive results. As of December 31, 2015, participants in TIAA recordkept plans were estimated to replace, on average, more than 90% of their income at retirement.2, 3
Investment solutions

Driving outcomes through a wide range of investments

lifetime income
We can help guide employees to and through retirement and provide income for life.
default solutions
Explore default investment solutions or Qualified Default Investment Alternatives (QDIA) that range from lifecycle mutual funds to custom default options.
fiduciary support

Investment-related fiduciary responsibilities

We are here to work with you and your clients to help with key responsibilities related to plan design, investment selections and fiduciary obligations.
Fee fairness
Learn the potential implications for your clients and use this checklist to help guide a review of their plan's fee practices.
fiduciary practice
Stay focused on helping your clients maintain a competitive plan with our suite of services that can help manage the ever-increasing regulatory demands.
Dol ruling
By adhering to a “best interest standard” under the DOL’s ruling, we can help you put your clients first and help them build financial well-being for their employees.
non-retirement offerings

More products and services for institutions

Help your clients and their institutions meet a wide range of financial objectives with additional services from TIAA.
Awards

Great plans win awards

 
Learn how we can help you create retirement plans designed to drive better outcomes for your clients.
PSCA
1 Based on assets under management across Nuveen Investments affiliates and TIAA investment management teams as of September 30, 2016.
 
2 TIAA Retirement Income Index, December 31, 2015. More than 90% average income replacement rates across plans assessed. This corresponds with commonly cited best practice range of 70-90%.
 
3 Please note: An individual’s income replacement ratio will vary from the study’s estimated rate based on a number of unique individual factors. Study results are not intended to project an individual’s actual ratio. The TIAA Retirement Income Index data is as of 12/31/2015 and it is based on 641,895 actively contributing participants from 450 TIAA record-kept plans. Using the participant’s current salary, age, contribution rates (employer/employee), asset allocation, and an assumed retirement age of 67, TIAA leverages the advice engine from Morningstar Investment Management, LLC, an independent expert retained by TIAA, to calculate the projected retirement income stream (including estimated Social Security bene ts) in current dollars as a percentage of current salaries using Monte Carlo analysis (500 total simulations). The results indicate the participant’s 70% probability of achieving the retirement goal. A lower probability of success is associated with better (and less likely) estimated income; a higher probability is associated with lower estimated income. Please note the median income replacement ratio based on the analysis above is 87%. The Morningstar tool’s advice is based on statistical projections of the likelihood that an individual will achieve their retirement goals. The projections rely on  nancial and economic assumptions of historical rates of return of various asset classes that may not reoccur in the future, volatility measures and other facts, as well as information the individual provides. IMPORTANT: Projections, and other information generated through the Retirement Income Index and the Morningstar tool regarding the likelihood of various investment outcomes, are hypothetical, do not reflect actual investment results, and are not a guarantee of future results. Results may vary with each use and over time.
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