WEBVTT

Kind: captions Language: en
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(calming music)

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Healthcare will be one
of the biggest expenses

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your employees face in retirement.

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77 percent say they are concerned

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about these costs when they retire.

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As retirees age, they will have an

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increasing need for healthcare,

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just as their ability to
pay for it could diminish.

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Many assume Medicare will be the answer.

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But there are serious
gaps in Medicare coverage,

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which can eat into retirement savings.

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And for employers who have kept retirees

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on their healthcare plans,

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the rising costs are unsustainable.

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TIAA and Emeriti are working together

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to offer a different solution,
a defined contribution

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Retirement Healthcare
Savings Program, or RHSP.

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This innovative healthcare strategy

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integrates into overall
retirement planning

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to address both health
and financial well-being.

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It’s a simplified solution designed

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to reduce costs and complexity.

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An RHSP is a tax-efficient way

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employees can save for health
expenses in retirement.

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Contributions, investment
earnings and reimbursements

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for qualified medical
expenses are all tax free.

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This triple tax-free advantage helps you

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optimize your benefit spend

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and helps employees
prepare for retirement.

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You also have the option of adding

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retirement health insurance from Aetna.

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Want to learn more about how you can

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promote retirement readiness

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and get up to 50% more value
from your benefit spend?

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Contact your relationship manager

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and find out what TIAA
and Emeriti have to offer.

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(calming music)